- Health Care, Drugs & Insurance
How to Get Help Paying For Prescription Medication
No Health or Prescription Insurance and Can't Afford Medicine
If you can't afford medicine and you need to know who to contact, then this is the place for you. You either have insurance and it doesn't pay for your medicine, or you don't have any insurance and can't afford it. Even with the new health laws in place, it is impossible for people to live and choose between food or medicine; either way, it's a no win situation. There is help available and I'm going to tell you how to try and get it. Now, please understand, I'm not a miracle worker, and you have to fight the system, however; if you need something, you will have to fight to get it. Not everyone qualifies of course, but you can sure try and it sometimes is time consuming and tedious work. There are steps you need to take, but if you need the medicine, then what do you have to lose?
If You Don't Have Prescription Insurance
If you do not have any insurance coverage to pay for medicines, then you should probably apply for Medicaid. Not Medicare, but Medicaid. You have to apply through your state and it's hard to get unless you are really not making much money. If you have done that and you don't qualify, then this is what you need to do. If you Dr. says you need a medication and you can't afford it, ask the Dr. if he has any samples. The Dr. usually has samples of medicines of some kinds because the drug reps bring them in. That's how they promote the new drugs. The samples are sometimes a 2 week or even one month supply, that will give you time to figure out how you are going to afford the medicine or get it, especially if it's something you will need life long or for a long period of time.
Medicine and How To Get Them If You Can't Afford Them
If You Have Prescription or Health Insurance
Just from experience, if you have insurance, you will probably run into trouble sometime down the line. If you haven't, then you either have great coverage, or you haven't needed anything yet that the insurance won't cover. Kudos to you! However; there will come that time ultimately, when you need something or someone in your family needs something, and you go to the pharmacy to pick it up and they tell you the insurance won't pay for it. Now what? You have two (2) choices: you either (1) don't get it or (2) try to get it. You say, "how?" The pharmacist will fax the Dr. for a pre-authorization form. The Dr. fills out the necessary information and sends it to your insurance company. The Dr. has to explain why you need this medicine. The insurance company may say you have to try "step therapy" first-which means you have to try other medicines for a period of time, and if they don't work then they will pay for your medicine (usually). Now, please understand, that whether you have Medicare, Hospital insurance, or what have you, the same rules apply. Some insurance companies are just harder to fight with, but you can do it if your Dr. is on the ball.
Who To Contact For Prescription Help
There are things you can do to help get your medicines for free or for a lot less price. Please, do NOT, and I mean do not, get them from another country! I am not just talking about people who live in the United States. It is so dangerous to buy from other countries. The medicine is not regulated, and you have no idea how long the medicine has been sitting on the shelf. I know times are tough and medicine is expensive, but it's worth to go the extra mile and find out how to afford it or get it, without getting it from somewhere you have never even heard of. I hope you get my point.
Now, let's find out who you can contact for help:
PPARX-Prescription assistance program
Pfizer-Patient assistance Programs
NeedyMeds-Find Help for Cost of Medicine
Bristol Meyers-Patient Assistance
Cancer Patients Rx assistance -For People With Cancer
Do You Think You Have Good Health Insurance
Talk To Your Doctor
Talk to your Doctor. Tell you doctor you can't afford your medication. Your doctor is there to help you. He/she knows what to do if you need help. Besides some of the information I gave you, they have other resources. Again, it may be a little time consuming filling out the paperwork and they may even get a little bit tedious, but if you need the medicine, then by all means-do it. Your life is more important than not putting in a little effort to get what you need to make you feel better or help you. If you don't think you can do anything I have mentioned, or know how, then email me or send me a message and I'll help you. Seriously, I will. If you have any questions, then comment in the comment section below, and I will help you if I can.