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Motability Scheme Cars and Scooters for Disabled People

Updated on January 26, 2013

Why Motability?

Being a motability scheme user has changed our lives. I know this is a big statement to make but it's true. For years we had driven old bangers; when Mary (my wife) was diagnosed with Rheumatoid Arthritis she found she couldn't use a car without power steering, with a gear stick and a manual handbrake. We couldn't afford to go out and buy a new car with these specifications but motability stepped in and saved the day.

For those who do not know what motability is; I will explain it in more detail in a minute but a general statement that I think sums the scheme up is this:

"Helping people with disabilities or mobility problems to keep their independence"

What is Motability?

Motability is a charity that is registered in the United Kingdom.

For over 30 years they have been running the motability car and motorised scooter/wheelchair scheme which helps disabled people maintain their independence.

Disabled people can exchange either their high rate mobility element of Disability living Allowance or War Pensioners Mobility Supplement for a new car, scooter or motorised wheelchair.

Under the scheme there is additional help and funding with specific adaptions should your new vehicle need them.

The scheme is broken down to meet the individual needs of disabled people so there is something for everyone regardless of the difficulties they face.


Motability Cars

Most people get motability cars on the contract hire scheme, what this actually means is that they give up some or all of the benefits in exchange for a brand new car every 3 years.

The advantage of the motability car scheme is that it includes all of the following services:


  • in excess of 4000 brand new cars available
  • comprehensive insurance for 2 named drivers
  • servicing, maintenance and tyres included
  • up to 60000 miles allowed over the 3 year hire period
  • free road tax
  • free and paid for adaptions
  • no credit checks
  • no assessments
  • no waiting lists

In short you simply need to choose a car, put fuel in it and drive. If you need adaptions but can't afford them; motability finance may be able to help with a grant towards the adaptions.

Motability Hire Purchase Scheme

Some people may not want to hire a car under the motability car scheme; that's OK, you can take advantage of the motability hire purchase scheme.

Choosing the motability hire purchase scheme means that give up your benefit which is paid to your motability car dealer, you are also responsible for negotiating the purchase price of your car. 

If you choose to get a motability car under the hire purchase scheme, you are responsible for paying for your own comprehensive insurance, breakdown recovery, tax disc, servicing and repairs.

At the end of the agreement you own the car and can obviously sell it if you wish.

What's included in the scooter scheme.

  • A new scooter or powered wheelchair every three years
  • Standard national pricing In excess of 200 models available
  • Insurance provided by RSA Motability, including damage to people or property Loss and damage protection for your model
  • Breakdown assistance from Motability Assist 24/7
  • Servicing, maintenance and repairs Replacement tyres and batteries
  • A dedicated UK based Customer Services team

Motability Scooters

As with the motability car scheme you can exchange part or all of your disability benefit for an electric scooter or powered wheelchair.

The person in receipt of the benefit is the only person allowed to use the scooter, if a parent is in receipt of the benefit for a child then the child is the only person allowed to use the wheelchair or scooter. You must speak to a motability dealer as some vehicles are not suitable for children.


Motability Insurance

Motability insurance covers your car or scooter but they have also negotiated some great prices with brand leaders for:

  • Home Insurance
  • Pet Insurance
  • Travel Insurance

Motability have also linked with many companies to bring it's members many discounts and benefits.

Motability Dealers

There is a full network of Motability car dealers and Scooter providers, take a look at some of the links in the right hand column.

Join the Motability Scheme

The aim of this short article was to give you a brief overview of the UK Motability car scheme, to find out more information you should follow the link below:

Motability Car and Scooter Scheme Home Page

If you have found this article useful please vote it up and share it with your friends, you may also enjoy reading some of my articles relating to disabilities.


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