At the time of the storm, you are responsible for having necessary supplies and medications on hands and having an evacuation plan if needed. Prior to Hurricane system, your local, state and national governments are responsible for seeing that the best information is made available to the meteorologists, that levees and seawalls are in good repairs, that possible shelter sites are stocked with cots, food and other supplies.
Hurricanes are extremely dangerous. It takes a cooperative effort by all levels of government and by the citizens to stay safe. No one wants to leave their home. But if the order to evacuate if given, you should heed it as soon as possible. Losing possessions that are insured is one thing. Losing your life or a loved one is something entirely different.