Abby Campbell profile image 92

Do you think accountability should be a factor in the cost of your medical insurance premiums?


With any type of insurance whether it be for our vehicles or home, the price is based on the value. If you have a Mazerati or Rolls Royce, you will pay more than the person who owns a Ford Fiesta. If you own a single family home with 6 bedrooms, 5 baths, and a 3 car garage, you will pay more than someone with a 1 bedroom efficient condo. If you live a healthy lifestyle, you most likely will not need to see the doctor or have surgery as someone who doesn't have healthy eating or exercise habits. Do you think that accountability should be factored into your medical insurance premiums.

 

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pagesvoice profile image82

Best Answer Dennis L. Page (pagesvoice) says

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4 years ago
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    Abby Campbell 4 years ago

    Thank you for your voice, pagesvoice. I guess 'accountability' was not a great choice of words. Maybe I should have asked, "Do you think we should discount premiums or award a bonus-back to those who limit their use of insurance. Make sense?

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Randi Benlulu (btrbell) says

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4 years ago
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    Abby Campbell 4 years ago

    Accidents happen, Randi, but I don't think that should really affect our insurance as much as lifestyle (unless it happens all the time... lol). I would think that lifestyle choices would be interpreted through annual labs and physicals.