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Overcoming the Fear of Poverty

Updated on September 15, 2014

The 7 Ghosts of Fear and My Ghost named Poverty | The Fear of Poverty

If you have ever read the book "Think and Grow Rich"

by Napoleon Hill, you will be familiar with the 6 ghosts of fear.

1. The fear of POVERTY

2. The fear of CRITICISM

3. The fear of ILL HEALTH


5. The fear of OLD AGE

6. The fear of DEATH

This Lens is about my Ghost. My Fear of Poverty.

Think and Grow Rich

So Why am I Writing about this Topic?

I am at a point in my life where I feel like I don't need the ghost any more. I am realizing that the reason these fears are called ghosts is because they are simply a state of mind.

The ghost was first created by my own thoughts. Who knows when I first created the ghost it could have been when I was a child but at some point, I chose to accept it as real, and I let it control how I lived my life.

Today I was talking to a friend who is going through a really tough time financially because her husband lost his job. We both are huge believers in the law of attraction and we were discussing how interesting it is that this happened, and what will the universe bring.

I told her that over the years I had many tragedies including being homeless. I told her there is one thing I know for sure. Every time I looked back on a tragedy I always was grateful for the experience because it brought me to the moment in my life where I am now.

With the economy many people are afraid of what will happen and are letting the fear of poverty cripple them from living their life.

Here is what I know....

You are NOT your money. You are NOT your credit report. What is important is your family and that you live your life with passion.

~Wendy Krick

Fear Of Poverty

Do you have a fear of poverty?

See results

Did you know that you Create your own Poverty with your Thoughts?

It's true thoughts are things. The Universe gives us what we think about and what you are focusing on. When we are thinking "How will I pay the bills?" The universe is going to give you more bills, because that is what you are focusing on. Instead focus on something that feels good. Focus on what you want, not what you don't want.

What is Fear? Really...

"...that fear is one of the main sources of cruelty. To conquer fear is the beginning of wisdom."~ Bertrand Russell

"Fear and guilt are the only enemies of man." ~ Elisabeth Kubler-Ross

"We have nothing to fear but fear itself." ~ Franklin Roosevelt

You are NOT your money. You are NOT your credit report.

What is important is your family and that you live your life with passion.

April of 2008

This is when I first started to realize that it took me 44 years of programming to get to were I was. I was starting to figure things out and it felt great. Here is what I wrote to my Mastermind Group.....

My ghost....Fear of Poverty

I am now realizing that the place I am at financially was created by no other than me. My past thoughts and vibrations and fears brought me to where I am. I am now realizing that finances have nothing to do with hard work or luck. It is really my beliefs.

So why is it that I have a fear of poverty?

I started asking myself this question actually about 4 months ago when I realized that I had been programmed to believe that it was "normal" to always struggle and also that "people who were rich often were not very nice This was nothing told to me, but the vibrations I picked up as a child of a minister. When I figured this out I picked up the phone and called my Dad and asked him a simple question.

The question was "Dad, how would you feel if I had more money than you or were even rich? He told me he would be very proud of me.

Man oh Man.... It was my own programming!!! Duh. Somehow I got the idea that I wouldn't be a good person if I was rich and I would be a disappointment to my Dad.

So now four month later I see growth but am realizing that I still have a far, far way to go. I know now that my own thought create my reality.

I am seeing now that even though I know it is possible that I can have financial wealth I am letting this fear home me back. I don't live like someone who believes in financial riches.

I find myself speaking the language of the poor.

"We can't afford it", "It's too expensive".

I know that my thoughts and words spoken create my now. So I must begin to change my words and be aware of my thoughts. It is easier said than done.

I also know that I must not beat myself up if changes don't happen overnight. I know that it took me 44 years to get to where I am.

I am now committed to reprogramming my thoughts with what I choose. I choose my reality. I am now changing my thinking through self talk, visualization, keeping a gratitude journal and speaking as if I have already received.

I know I need the support of Mentoring For Free. It is really cool knowing that Michael, Linda and others believe in me.

This fear of poverty is a huge mountain. Bit it is simply an obstacle in my path. But I am bigger than it is and I have the tools to chip away at it and I will remove it.

Your friend for life!

Wendy Henderson Krick

Books about Fear - Overcoming Fear

What is your greatest Fear?

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    • profile image


      6 years ago

      It is hard to overcome the programming and self-expectation to be 'successful & rich' while combating parents own mantra they use to justify NOT having success and comfort in their life, namely that 'rich people are evil' - and so on it goes. I stopped 'fearing' poverty the day I realized that if I had a car to sleep in and be mobile, then I could survive pretty much anything... so anything above owning or having access to a car- is a bonus. I wake up "rich" everyday in all the stuff I have acquired over the decades - in my drive to accumulate things as well as success ... and now I have for recent years been trying to implement a cutting-back and scaling down, and reducing all my stuff so that my life can be less cluttered and complicated ....!!!

      It all moves in circles, doesn't it... Once you 'have it all' you begin to realize that you don't need it after all --lol!

    • Wendy L Henderson profile imageAUTHOR

      Wendy Henderson 

      7 years ago from PA

      @grannysage: Good for you. Keep following your passion. I wish you the best...and I bet there are lots of good things coming your way.

    • Wendy L Henderson profile imageAUTHOR

      Wendy Henderson 

      7 years ago from PA

      @grannysage: Good for you. Keep following your passion. I wish you the best...and I bet there are lots of good things coming your way.

    • profile image


      7 years ago

      I've had this fear all my life too and my life reflected that. At one point I decided, who cares about my credit report? It does not make me a bad person. I also realized that negative thinking was getting me nowhere so I went on a negative thinking fast. Now I am peacefully sitting in my RV following my passion and knowing that many more good things are coming my way.

    • Wendy L Henderson profile imageAUTHOR

      Wendy Henderson 

      7 years ago from PA

      @hgrevelation: It is true that thoughts are things. Thanks for the reminder. :)

    • profile image


      7 years ago

      @poddys I can empathize wholeheartedly with you about fear. However, I have found that the majority of the time, we have things happen to us because we called it into our lives. The trick is to always speak positive. (Besides, what can speaking negative accomplish anyway?)

      I have a lens on that subjuect that I hope might be helpful to you. Here it is.


    • TonyPayne profile image

      Tony Payne 

      7 years ago from Southampton, UK

      I am now 56 and have most of these fears unfortunately. I have always lived in my own house, but now we rent one. I am earning about the same as I did 20 years ago, yet the cost of living has at least tripled. I met my soul mate 4 years ago, and today is actually our 1st wedding anniversary. We said soon after we fell in love that now all we needed was for one of us to get sick. Well the has not been well for 9 months, and in early January was diagnosed with a Brain Tumor. Fortunately they managed to remove it all, but we are now left wondering if it will return. Between lack of money, less than 100% health and the fear of getting old, Yes I have a lot of fears to overcome.

    • CastleRoyLisa profile image


      7 years ago from Rhode Island

      wonderful lens

    • Krafick profile image


      7 years ago

      I have seen too many bad things in my life and in the world to be still fearful. Nice lens.

    • profile image


      7 years ago

      While I am not a fearless person, I try to live my life with Job 3:25 in mind. Job said that the thing he feared the most came upon him.

      So I will not speak or think about what I don't want in my life...

    • SheilaVine LM profile image

      SheilaVine LM 

      8 years ago

      Excellent Lens I really agree with the sentiment here

    • WhiteOak50 profile image


      8 years ago

      I really liked this lens a lot! You did an excellent job writing it Wendy!!

    • VictoriaNTC profile image


      8 years ago

      Wendy, this is a gorgeous Lens!

      The image of the Angel is exquisite!

      If I coulg leave 100 stars for you I would!


    • profile image


      9 years ago

      Love this lens, very informative and strikes the heart. We are not our money or our credit report! Live the journey!

    • profile image


      9 years ago

      Lots of food for thought.

    • profile image


      9 years ago

      What you fear you create. A lot of people fear not having enough money. I agree with what you wrote. An excellent lens.

    • profile image


      9 years ago

      Great lens. Interesting subject

    • Karicor profile image


      9 years ago

      Hm, I recognize that ghost. You certainly gave me some interesting points to ponder. I'm off to read more of your lenses :)

    • fotolady49 lm profile image

      fotolady49 lm 

      9 years ago

      Not sure if I have a fear of poverty or fear of success and having wealth. Whatever 'ghost' it is, I need to get rid of it. This is a great lens and not an accident that I stumbled upon it. 5*****

    • Sensitive Fern profile image

      Sensitive Fern 

      9 years ago

      My greatest fear is that nobody will ever fall in love with me and stay in love with me. 5*

    • profile image


      9 years ago

      This is a wonderful lens and so important. It's been awhile since I read Think and Grow Rich. I think it's time for a reread.

    • profile image


      9 years ago

      Super lens. This is such a subtle fear. We are always attracting whatever we give the most attention to and most people are raised with a poverty consciousness, hence they attract more poverty. Keep up the great work!

    • clouda9 lm profile image

      clouda9 lm 

      9 years ago

      Thanks for opening up and sharing, really got me reflecting.

    • GlennaJones profile image

      Glenna Jones 

      9 years ago from Orlando, Florida

      Such thoughts can be so subtle that we don't realize they are there until someone tells us they shouldn't be. Even though it is a battle to rid ourselves of them, it is our right to be free. :0)

    • nightbear lm profile image

      nightbear lm 

      9 years ago

      A very remarkable lens, I am glad you beat your demons. Congratulations.

    • evelynsaenz1 profile image

      Evelyn Saenz 

      9 years ago from Royalton

      Well done, thought-provoking lens. Overcoming the fear of poverty may be difficult in these economic times but maybe it's only a state of mind.

    • ZenandChic profile image


      9 years ago

      This is a cool lens. I love stuff like this. I am using E.F.T. to clear out blockages to wealth as well blocks to other things as well. I think my hubby has this book somewhere. Maybe I should read it. SOunds like a good book.

    • SandyMertens profile image

      Sandy Mertens 

      9 years ago from Frozen Tundra

      Quite thought provoking!

    • Rich-H profile image


      9 years ago from Surrey, United Kingdom

      Great lens and very thought provoking. 5*s

    • profile image


      9 years ago

      I used to worry about bills having this and that, what tomorrow may bring, but no longer. I live my life today, what ever God has planned for me each day is how I live for he is in complete control.

    • ArtByLinda profile image

      Linda Hoxie 

      9 years ago from Idaho

      Well done, I love that quote that you are not your money, and that you are not your credit report. Financial problems create so much depression and even suicide in people, they need to know that sometimes shitzu happens. We have to learn from our mistakes and realize that things will get better. The lowest day in our lives may seem to be the longest, but when you look back on it in the future it will seem to be just a point on the grand timeline of our lives. Great information here. 5* to you!

    • profile image


      9 years ago

      Excellent Lens! What you think about is what you create. Thinking and speaking from a place of lack causes that to manifest in our lives. Thanks for reminding us.

    • Linda BookLady profile image

      Linda Jo Martin 

      9 years ago from Post Falls, Idaho, USA

      Fears attract issues I'd rather not have so I'd rather focus on the opposite, which is love.


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