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Christmas Budgeting Yearlong

Updated on September 14, 2012

Christmas Budgeting Yearlong

Many of us are stretched to the limit through the holidays, often incurring debt in order to make the Christmas morning experience the best of memories for our kiddos. This lens highlights some year long tips for saving and planning, ways to tuck away a little extra here and there in order to limit stress and debt in December.

Circumstances can change drastically for anyone, in any year. Oftentimes, thoughts of the perfect holiday celebration include special gifts, special decorations, and a number of other elements which cost money. When funds are short, there's a great frustration over the lack.

Holiday celebrations are not necessarily dependent on these materialistic elements. However, it's still nice to be able to do some of those special things together. Planning bit by bit through the year, you can tuck aside gifts and funds, so that when the holiday season arrives, the presence of challenging circumstances doesn't automatically determine a lack of celebration.

Do you plan ahead?

When do you start working on your holiday gift shopping?

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Homemade Savings...

Find homemade approaches when your budget is pressed!

Homemade Christmas

A homemade Christmas, like the one Kenny Rogers sings of, is one solution to Christmas financial stresses. Read on, for more tips on squeezing savings from your budget through the year.

Homemade gifts can curb some of the impact of Christmas expense. There are many ways to cut your shopping budget by making it from scratch, or by dressing up things you already have.

***Baked Goods: homemade treats, quickbreads, cookies, and pies can be superb gifts for friends, relatives, and colleagues.

***Canned Goods: Do you make fantastic preserves or relishes? Make extra, and use these as the basis of gifts.

***Sewing: If you sew, simple aprons, sachets, pillows, and potholders can be fun.

***Art: Whether you woodburn, decopauge, or paint, you can create gift worthy pieces.

***Photography: Print your own photos, frame them, and give to friends and family who would find them special.

Gently Used Items

Shop Second Hand: yard sales, thrift shops and online auctions can provide affordable alternatives to brand new toys and tech gear.

Cutting Costs

Second hand shopping can significantly cut your costs on any number of gifts. For example, second hand sales often include like new, or brand new, items. They also can include gently used materials which can be altered for gift giving. Second hand baskets, books, videos, tableware, and more.

Sources for second hand sales include yard sales, thrift stores, consignment shops, and Ebay.

Gently Used Books are Excellent for Kids

Make sure you check out seller ratings and product descriptions. Kids love books, and a case lot can especially save money.

Second Hand Digital Materials

Find used video games and movies to go with those newer systems.

What are your favorite Christmas budgeting strategies?

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    • Carashops profile image

      Cara 5 years ago

      I try to save a little each month. I also find that elderly aunts appreciate bulbs planted in an indoor planter, rather than the usual chocolates or bath soap.

    • profile image

      anonymous 6 years ago

      Our family has cut back a lot on Christmas gifts but its still a great idea to plan ahead and you certainly have helped with that. I especially enjoy giving and receiving hand made items.

    • GonnaFly profile image

      Jeanette 6 years ago from Australia

      Some great tips here.

    • profile image

      ohcaroline 6 years ago

      Very good article. You have done lots of planning. Keep up the good work.