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Book Review: 'Receiving Financial Blessing' by Kirkendall

Updated on January 27, 2018
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Tamara Wilhite is a technical writer, industrial engineer, mother of two, and published sci-fi and horror author.


Why does God want me to tithe? What do I get out of it? Is volunteering enough? How much should I give to charity? If I pay 40% in taxes, do I still have to tithe? The book “Receiving Financial Blessing” answers these questions and justifies them with quoted scripture.

What are the highlights and weaknesses of this Christian financial book?

My husband and I have taught multiple Dave Ramsey Financial Peace University courses as volunteers, helping people get out of debt.
My husband and I have taught multiple Dave Ramsey Financial Peace University courses as volunteers, helping people get out of debt. | Source


The publisher has provided me with a complimentary copy of the book through BookCrash.

Strengths of the Book “Receiving Financial Blessing”

“Receiving Financial Blessing” starts the first chapter with a simple explanation of what tithing is and why it is an obligation. One of Mr. Kirkendall’s unique stances is that you should give to the church you attend, not the mega-church you don’t attend or the TV ministry you saw on television instead of a local congregation that does work in your own community.

Every section stating Christian obligations to tithing, charity, and so forth are backed by relevant scripture and explanation of why they are still relevant today. For example, the belief that Jesus’ sacrifice eliminated the need to tithe is dispelled.

One of the blessings of this book is its short length. Many financial books, such as those by Suze Orman, are a hundred pages (or more) longer than they need to be. “Receiving Financial Blessing” is short and to the point.

Kirkendall views money as something we receive in exchange for time. He does not adhere to the prosperity gospel, the myth that it you give all your money to the ministry you’ll become wealthy, or the view some groups have that money is evil. (Note: the Bible states that it is that the love of money is evil, the greed, not the money itself.) Kirkendall also covers in some detail the fact that wealth doesn’t preclude grace; as long as you live by Biblical principles, including tithing and charity, you can be a good Christian and rich.

Kirkendall’s book dispels the myth that money is the mark of the beast. It is the worship of the devil - the beast - that condemns one, not the mark itself. And money isn’t the mark of the beast, though the mark described in Revelations is required to be allowed to trade or buy items with money.

The book “Receiving Financial Blessing”, subtitled “”How to Walk in Truth, Righteousness and Honesty with Money” is a 2015 book by Stephen R. Kirkendall. Kirkendall has an unusual perspective as both a financial professional and Biblical scholar. When he discusses debt, investing and other areas, he knows what he’s talking about.

Kirkendall devotes a chapter to describing the seventy blessings of tithing and giving. These range from peace of mind to eternal life to saving souls to greater odds of being healed. There is a fair amount of overlap in this chapter. To make the accounting of blessings simpler, he outlines them at the back of the book.

Weaknesses of “Receiving Financial Blessing”

Kikendall recommends paying off earthly debt per a plan in which you tithe while paying off these obligations, but he doesn’t give specifics in this area. If you are looking at a plan to get out of debt, I recommend Dave Ramsey’s Financial Peace University to devout Christians. Or read Suze Orman’s books and advice on getting out of debt instead.

Observations Regarding “Receiving Financial Blessing” by Kikendall

The author immediately addresses the obligation of paying your taxes, addressing the immorality of trying to minimize tax payments while discussing the legal and moral option of legally minimizing one’s tax burden. Kirkendall describes the tithe as a tax to support the church, a separate obligation like taxes to the state – but that paying taxes does not equate with charity or tithing.

Kirkendall’s view of debt is moderated by his experience as a loan officer. His solution to building wealth is contentment with what you have so that you aren’t tempted to buy a new car when the current one works well, instead of avidly avoiding all types of debt.

This book shares many points in “Thou Shall Prosper” by Rabbi Lapin while relying solely on Christian texts.


“Receiving Financial Blessing” is a good short read on the Bible’s view on money, tithing and debt. It references relevant scriptures and explains them without expounding on them endlessly. This book is best for those facing criticism that wealth is evil, taxes make charity unnecessary, or fear of saving money because it seems sinful.

The book “Receiving Financial Blessing” could be read by those who want to change their view of money and wealth to become stewards of it while still receiving some enjoyment form it, but it does not give much advice on getting out of debt or doing more other than tithing and sharing the gospel.


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