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Sample credit report dispute letter
Here is a simple credit report dispute letter sample. Strictly speaking getting letters from the police or the court to support your position may be difficult but I hope you get the general idea. The letter is supposed to tell the company that you want to dispute some entries on your credit file and specify which entries. You then provide a reason why they can't be correct. You may need to provide proof from official sources. Include copies of the proof you have obtained with your letter.
May 14, 2007
45 The View
Michigan, State, MI 34546 - 886
Credit Reports Archive Company
25 Tree Top Business Park
Bureau, BG 52416
Dear Sir or Madam:
I am writing to dispute the following information that is currently recorded against my name in my credit report file. The item that I am disputing is encircled on the attached copy of the report I received.
The item “Tax Court, Judgement” is inaccurate because I have never received a court judgement before and I am therefore requesting that the item be deleted or removed to correct the information. I have consulted court records on the indicated dates for any tax related defaults and also checked for judgments against my name and I have found that no such records exist. I have obtained letters from the court service and from the police to confirm this.
Enclosed are copies of the letters to support my position. Please investigate this matter and correct the disputed item as soon as possible.
- Copy of Credit Report
- Letter from the Court Service
- Letter from the Police
(Please note this sample letter and article is for information purposes only and should never be used to replace professional or legal advice.)