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The Magic Number That Owns You - a Poem

Updated on November 16, 2017
Dean Traylor profile image

Dean Traylor is a freelance writer and teacher. He wrote for IHPVA magazines and raced these vehicles with his father (who builds them).


Can’t buy that car.

Can’t buy that house.

All those dreams

Deferred and bust.

The numbers look bad:

Too many debts,

Too many to pay.

That magical number;

The one that says

what you can buy,

what you can “re-fi’”

Comes to define

Your life.

And, it looks

as if it’s


You play

You pay.

And, if that pay

is not in full

or even "min’mum."

That magical number

that rates you

as a consumer

as a borrower

as the enslaved

shackles you from your dreams,

sentences you

to pay

month after month,

year after year,

until the credit is


until a little of life

is returned

to you.

Orignally posted on
Orignally posted on

Credit Ratings: some thoughts

In this day and age, credit rating scores , more than anything else, defines you. If you run up your cards on a regular basis, late on payments, or not paying in full, you are unwittingly placing yourself in a dire situation. And, there's a easy way for potential lender to know this information.

Credit rating scores are all the rage, these days. They rise and fall based on how one use his/her credit cards. Many consumers believe it's a way to regulate your spending. For lenders it's a way to know if they should/shouldn't give you loans. In either case, the number has become something that can potentially define you as a person (well, at least as a consumer).

Want a new car? You better have a good credit score. Need a re-fiance on your house? Not with scores below 600. Want to lower your bills? Good luck if your credit score is low. It seems, more than anything else, the credit rating numbers affect you more than your own social security number!.

Actually, that's probably pushing its importance; however, it's not too far from the top. To sum it up, if you want to buy something with your credit card or need a loan, you have to be aware...and everybody usually has to buy something.


© 2015 Dean Traylor


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