Hello flightofdestiny, no-one has ever asked if any of my hubs are based on actual events.
Apart from my History Files hubs, which are based on historic events such as the Battle of Cannae or The Peterloo Massacre in Manchester in 1819, all my hubs are based on personal experience, those include my business tips and my hubs on blindness are totally biographical.
Some areas such as in my business hubs, I take principals from books and illustrate them with real world experience. I don't think I have the kind of mind to be able to create stories from imagination. That wonderful skill is far beyond me.