I've found HubPages much more user friendly and community oriented than others-the opinions you offer I believe will be enlightening.
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jlongrc-fascinating answer! I don't use Yahoo! much and had no idea money could be made on the site. I've been on HP for years and haven't seen much cash at all-I do agree with you about formatting. I also really enjoy the community interaction.
Yep, there are people that make a living at Y! but there are many more that get things published and struggle to get a few views. They do offer some upfront opportunities and there is a lot of $ on Y! News, Sports, etc. in page views.