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Retirement Book Review: How to Retire Overseas

Updated on February 11, 2018
DeborahDian profile image

Deborah is the author of of Baby-Boomer-Retirement. com and often writes about retirement and topics of interest to Baby Boomers.

South Pacific Islander Dancers May Be Luring You Overseas!

Whether you want to move overseas in order to save money or because you want an exotic, exciting retirement, it is possible to do it, as long as you prepare well.
Whether you want to move overseas in order to save money or because you want an exotic, exciting retirement, it is possible to do it, as long as you prepare well. | Source

Why Do You Want to Move To Another Country?

In the early 1970s, my husband and I spent six months traveling throughout Mexico. Even 40 years ago, we were amazed by the large number of Americans who were retiring there. Since that time, I have noticed how popular it has become for Americans to spread out and retire all over the world.

There are a number of different reasons to choose to retire overseas. Sometimes people have family or connections who already live in the destination country. In other cases, they have always dreamed of living somewhere fresh, new and exotic. Occasionally, there is a country that they have visited in the past and now they want to make it their permanent residence. However, I have learned that the overwhelming reason why many couples choose to move to another country when they retire is because they want to save money.

Currently, there are over 600,000 Americans who are having their Social Security checks deposited in another country. That does not include the people who have their benefits deposited into an American bank, but still live all or part of the year in another country.

Retiring in the United States can be expensive, especially for people whose only source of retirement income will be Social Security and, perhaps, a small amount of savings or home equity. Living overseas enables these people to have a comfortable standard of living, live in a dream location, and still have money left over to travel.

There are a number of books and websites which will provide you with all the information you need to choose a desirable retirement location, pick the right residence, open bank accounts, buy a car, get a driver's license and overcome a variety of other challenges. Among the specific countries which may interest you are Argentina, Belize, Ecuador, Panama, France, Ireland, Italy, Malaysia, Mexico, Thailand, Portugal, Spain and several more.

Retirees need specific assistance, including information which lists the cost of housing, gas, utilities, food, household help, property taxes and other expenses you can expect to have in the various countries.

Among the books which I have read that deal with moving overseas, "How to Retire Overseas" is the most useful that I have found. It covers all the topics you will need to consider before making a final decision.

Of course, nothing can replace the idea of narrowing down your list and then traveling to one or two different countries before making a final decision. I also suggest people consult with a local attorney and accountant before making any final decisions. This could prevent nasty surprises. For example, if you plan to get a job or purchase property in the new country, you want to make sure that it is legal.

Most important, everyone should plan an extended visit to any country before they decide to retire there. Take your time and visit a variety of regions in that country. Read books about it. If it is not an English speaking country, learn a little of the language. Try to get to know other people who have retired in that country and ask them lots of questions ... including what regrets they have.

Get The Information You Need Before You Move Overseas

How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad
How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad
This author has really done all the research for you. Learn more about the cost of living, how to find ex-patriot communities, what the weather is like, and more basic facts about living in a wide variety of countries. Before you even consider retiring overseas, you want to make sure you have all the facts you need. You will want to make sure you know what to expect. It is also very advisable to travel to the country and learn your way around, before committing yourself to any decisions.

Videos Are Also Very Instructive

The videos below contain a wealth of useful information to help you quickly decide if you think you have what it takes to retire overseas.

Currently, about 600,000 Americans receive their Social Security benefits in a foreign country. This shows you need not be lonely, as long as you choose your new location carefully.

This is a good overview of some important issues to consider.

Have You Ever Considered Moving to Another Country to Live?

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    • DeborahDian profile imageAUTHOR

      Deborah Carr 

      6 years ago from Orange County, California

      While the majority of people retire in the same general area where they currently live, hundreds of thousands of American retirees are much more adventurous. This info will help make things go more smoothly.

    • Elsie Hagley profile image

      Elsie Hagley 

      6 years ago from New Zealand

      Nice review. I envy you having travelled through Mexico, I hear a lot about it, it would be interesting place. No i haven't considered moving from NZ, most likely because I get travel sickness in cars, so I don't fancy trying. It could be a good idea, maybe my husband will retire from the farm. Ha-Ha what a thought, i don't think that will ever happen.

    • Merrci profile image

      Merry Citarella 

      6 years ago from Oregon's Southern Coast

      Yes I have! In many ways it can be so much less expensive. It's fun to think about too, especially now when so much can be done online. Who knows, it might still happen. Great review!


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