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Sample bank loan request letter - example letter

Updated on July 5, 2011

Most people apply for a loan by filling out a loan application letter. But if the bank asks you to write a letter, then you may have to come up with one that is persuasive enough to convince the bank to give you a loan. The bank is basically interested to find out if you are creditworthy, whether you can afford the loan and if you’re employed. It’s a good ideal to keep the letter short and to the point and also to put down the amount you want to borrow. This will help the loan officer to evaluate your case quickly and contact you so that they can give you an answer. Different banks have different requirements so even after you’ve included what you may consider to be everything they need to know, they may ask you for additional details or documents for example to prove your earnings.

Below is an example bank loan request letter that you can modify to suit your needs.

Dear Loan Officer,

I am writing to request for a personal loan of $5000 from your bank. I need the loan to help pay for improvements to my property which is currently under a mortgage.

I have carefully considered my options and have decided to apply for an unsecured loan because I do not want to link the debt to my mortgage. Also, according to my calculations, I will be able to pay off the loan faster as I plan to take it out over a shorter period of 5 years.

I am currently employed as an administrator at King Log Company limited where I have been working for the past 25 years. Feel free to contact the company and verify that I work there on a full-time basis. You can contact the personnel department at telephone number 0000-215-258 or write to them at Johnson Street, New York City, 10101.

I have also checked my credit report with both Experian and Equifax and the report is clean with no major problems.

I have included copies of bank statements for the previous 3 months as well as an income and expenditure breakdown which shows how much I have left over each month. I plan to use some of this money for making the monthly loan payments.

I will be very grateful if you could consider me for a loan of $5000 over a period of five years. I am prepared to call at any of your branches to discuss the loan details. You can contact me on telephone 0000-000-000 to arrange an interview if required.

I look forward to hearing from you soon.

Yours Sincerely


Click here for more information about writing all types of letters. For more letter samples go to the credit letters website.

Sample bank loan request letter
Sample bank loan request letter


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    • profile image

      Shane Adams 

      2 months ago

      Project financing program. We offer flexible financing for various projects by following the usual rigorous procedures. This funding program allows a customer to enjoy a low interest rate repayment for as low as 2% per year for a period of 2-30 years. We can approve a financing for up to $500,000,000.00 or more depending on the type of business. Reply us with the information below via our following email:



      Amount Needed:

      Monthly/Yearly Income:


      Mr Adams

    • profile image


      5 years ago

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    • profile image

      Tom Bell 

      7 years ago


      Good Day Sir/Madam:

      Getting a legitimate loan is always a problem to people who need financial assistance. The issue of credit and collateral is something clients are worried about when seeking a loan from a legitimate lender. But TOM FINANCIAL INC... had made it different in the lending industry. We arrange loan from the range of $5,000. to $500,000,000

      Our Services Include the Following:

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      No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true. TOM FINANCIAL INC. says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan contact us, Kindly respond immediately to this email:


      First Name:....

      Last Name:.....


      Zip Code:......

      State :...........


      Gender: ..........

      Date of birth: ...


      Marital Status :..

      Occupation: ......

      Loan Amount:......

      Purpose of loan:..


      Loan Duration :........

      Monthly Income :.....

      Your international pass sport or drivers license is:

      Have you applied for loan before (yes or no)..

      Best Regards.

    • profile image


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      prince frimpong 

      7 years ago

      thanks for such help you people gave us everyday

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      7 years ago

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      John clark 

      7 years ago

      ??????????? ???????

      ? Mr.John Clark ??????? ?????????? ???????, ? ??????????? ???????? Sun Rise

      ?????????? ???????. ?? ?????????? ??? ??????, ??? ? ??????-???????? ? ?????????

      ???? ????? ??????? $ 2,000.00 ?? $ 500,000,000.00 ???????? ???,

      ??????????? ???? ??? ?????????? ?????? ?? ????????? ???, ???? ? ??????? ????????????

      ?????????? ?? ?? ????????? ?????????, ????, ???????, ?? ? ?????

      ?????? ???? ????????? ????????? ????????? ????? ??????? ? ???????????

      ???????, ? ?????? ???? ????????? ??????? ? ?????????? ??????? ????? 3%.

      ???? ??? ???????? ????? ?????????, ?? ?? ????? ???? ??????, ? ????

      ??? ??? ??????? ?????? ?????, ??????? ?????? ?? ?????? ? ???

      ???????????? ???? ?????? ??? ??????????? ??????????????? ?? ??????

      ????????? ? ??????????? ??????????? ?????????? ????:

      ????????? ???????????:

      ??? ?????????:



      ??? ::


      ????????? ? ????? ??????:

      ??? :/ Mobile:

      ????????????? ?????:

      ????? ?????????????????:

      ?????????????? ?????????? ?????????? ??????? ? ??? ??????????.

      ? ?????????,

      MR. ???? ?????

    • profile image


      7 years ago

      thanx 4 ur helpn....very nyc

    • profile image


      7 years ago


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      8 years ago

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      8 years ago

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      8 years ago

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      8 years ago

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      8 years ago

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      8 years ago

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      8 years ago

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    • profile image


      8 years ago

      THANK YOU.

    • profile image

      khushbu mishra 

      8 years ago

      million of thanks

    • profile image


      8 years ago


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      I am very happy to this letter

    • profile image


      8 years ago

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    • profile image

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      8 years ago

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      8 years ago

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    • profile image

      Mz.S. Morale 

      8 years ago

      That just helped me complete my assignment! Thank u bunches...

    • profile image


      8 years ago

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    • profile image

      Sandy Sugrim 

      9 years ago


    • profile image


      9 years ago


    • profile image


      9 years ago

      thank you very much for the info

    • profile image


      9 years ago

      i am not recevied any reply my question

    • profile image


      9 years ago

      Thanks for information

    • profile image


      9 years ago

      Thank you

    • profile image

      ALRajhi waleed 

      9 years ago

      thank you for good draft copy of loan letter

    • profile image

      Khalid Jawed 

      9 years ago

      Very good draft copy of loan letter.

    • profile image


      10 years ago

      Thanks for this info. Really helpful

    • electricsky profile image


      10 years ago from North Georgia

      Thank you for the helpful information


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