ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel
  • »
  • Books, Literature, and Writing»
  • Magazines, Newspapers & Letters

Sample bank loan request letter - example letter

Updated on July 5, 2011

Most people apply for a loan by filling out a loan application letter. But if the bank asks you to write a letter, then you may have to come up with one that is persuasive enough to convince the bank to give you a loan. The bank is basically interested to find out if you are creditworthy, whether you can afford the loan and if you’re employed. It’s a good ideal to keep the letter short and to the point and also to put down the amount you want to borrow. This will help the loan officer to evaluate your case quickly and contact you so that they can give you an answer. Different banks have different requirements so even after you’ve included what you may consider to be everything they need to know, they may ask you for additional details or documents for example to prove your earnings.

Below is an example bank loan request letter that you can modify to suit your needs.

Dear Loan Officer,

I am writing to request for a personal loan of $5000 from your bank. I need the loan to help pay for improvements to my property which is currently under a mortgage.

I have carefully considered my options and have decided to apply for an unsecured loan because I do not want to link the debt to my mortgage. Also, according to my calculations, I will be able to pay off the loan faster as I plan to take it out over a shorter period of 5 years.

I am currently employed as an administrator at King Log Company limited where I have been working for the past 25 years. Feel free to contact the company and verify that I work there on a full-time basis. You can contact the personnel department at telephone number 0000-215-258 or write to them at Johnson Street, New York City, 10101.

I have also checked my credit report with both Experian and Equifax and the report is clean with no major problems.

I have included copies of bank statements for the previous 3 months as well as an income and expenditure breakdown which shows how much I have left over each month. I plan to use some of this money for making the monthly loan payments.

I will be very grateful if you could consider me for a loan of $5000 over a period of five years. I am prepared to call at any of your branches to discuss the loan details. You can contact me on telephone 0000-000-000 to arrange an interview if required.

I look forward to hearing from you soon.

Yours Sincerely


Click here for more information about writing all types of letters. For more letter samples go to the credit letters website.

Sample bank loan request letter
Sample bank loan request letter


    0 of 8192 characters used
    Post Comment

    • profile image

      Johnb709 3 years ago

      Good post. I study something more challenging on completely different blogs everyday. It is going to all the time be stimulating to learn content material from different writers and practice somewhat one thing from their store. I bckecfcecdce

    • profile image

      Tom Bell 5 years ago


      Good Day Sir/Madam:

      Getting a legitimate loan is always a problem to people who need financial assistance. The issue of credit and collateral is something clients are worried about when seeking a loan from a legitimate lender. But TOM FINANCIAL INC... had made it different in the lending industry. We arrange loan from the range of $5,000. to $500,000,000

      Our Services Include the Following:

      Debt Consolidation

      Second Mortgage

      Business Loans

      Personal Loans

      International Loans

      No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true. TOM FINANCIAL INC. says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan contact us, Kindly respond immediately to this email:


      First Name:....

      Last Name:.....


      Zip Code:......

      State :...........


      Gender: ..........

      Date of birth: ...


      Marital Status :..

      Occupation: ......

      Loan Amount:......

      Purpose of loan:..


      Loan Duration :........

      Monthly Income :.....

      Your international pass sport or drivers license is:

      Have you applied for loan before (yes or no)..

      Best Regards.

    • profile image

      tonnlon 5 years ago

      This domain seems to receive a great deal of visitors. How do you advertise it? It offers a nice individual spin on things. I guess having something useful or substantial to post about is the most important thing.

      Generique cialis 10 pas cher cialis bon prix discount. Sale ciallis over the internet ciales

    • profile image

      prince frimpong 5 years ago

      thanks for such help you people gave us everyday

    • profile image

      Sign in or sign up and post using a hubpages account. 5 years ago

      about us




      link to this page


      Copyright © 2012 HubPages Inc. and respective owners. All rights reserved.

      Other product and company names shown may be trademarks of their respective owners.

      terms of use privacy policy (0.43 sec) HubPages Family

    • profile image

      John clark 6 years ago

      ??????????? ???????

      ? Mr.John Clark ??????? ?????????? ???????, ? ??????????? ???????? Sun Rise

      ?????????? ???????. ?? ?????????? ??? ??????, ??? ? ??????-???????? ? ?????????

      ???? ????? ??????? $ 2,000.00 ?? $ 500,000,000.00 ???????? ???,

      ??????????? ???? ??? ?????????? ?????? ?? ????????? ???, ???? ? ??????? ????????????

      ?????????? ?? ?? ????????? ?????????, ????, ???????, ?? ? ?????

      ?????? ???? ????????? ????????? ????????? ????? ??????? ? ???????????

      ???????, ? ?????? ???? ????????? ??????? ? ?????????? ??????? ????? 3%.

      ???? ??? ???????? ????? ?????????, ?? ?? ????? ???? ??????, ? ????

      ??? ??? ??????? ?????? ?????, ??????? ?????? ?? ?????? ? ???

      ???????????? ???? ?????? ??? ??????????? ??????????????? ?? ??????

      ????????? ? ??????????? ??????????? ?????????? ????:

      ????????? ???????????:

      ??? ?????????:



      ??? ::


      ????????? ? ????? ??????:

      ??? :/ Mobile:

      ????????????? ?????:

      ????? ?????????????????:

      ?????????????? ?????????? ?????????? ??????? ? ??? ??????????.

      ? ?????????,

      MR. ???? ?????

    • profile image

      miderz 6 years ago

      thanx 4 ur helpn....very nyc

    • profile image

      worshi 6 years ago


    • profile image

      zeynebarat 6 years ago

      thank you it helps me to do the homework given by the teacher

    • profile image

      Afamefuna 6 years ago

      tanks it really helps

    • profile image

      Nani 6 years ago

      helo r u there

    • profile image

      Jaay 6 years ago

      I love this,Thanks so much

    • profile image

      Olu 6 years ago

      Thanks 4 ur help,God bless u

    • profile image

      RanjeetPandurangDeshmukh 6 years ago

      Thank u For help me

    • profile image

      alecia 6 years ago

      thankz very much it was a pleasure for me

    • profile image

      KELEKUUN TOSIN 6 years ago

      THANK YOU.

    • profile image

      khushbu mishra 6 years ago

      million of thanks

    • profile image

      pravi 6 years ago


      Thank u verymuch


      I am very happy to this letter

    • profile image

      ezo18 6 years ago

      thxxx alooooottttttttttt

      if anyone could help me in english plz add me in slype azoz-bob

    • profile image

      6 years ago

      If you want to money deposit in our bank account. Plz deposit this bank account

      A/C N

      sia a/c=00533006476

    • profile image

      satish 6 years ago

      thanks a lord, thank u so much.

    • profile image

      miriam 6 years ago

      thnkz for the info that helped me with my assignment!!!!!!!:)

    • profile image

      Mz.S. Morale 6 years ago

      That just helped me complete my assignment! Thank u bunches...

    • profile image

      Charleesam 6 years ago

      Thanks' you so much for the help u have gave to me it helped me.

    • profile image

      Sandy Sugrim 7 years ago


    • profile image

      Pridiction 7 years ago


    • profile image

      kimberly 7 years ago

      thank you very much for the info

    • profile image

      nitinnd2006 7 years ago

      i am not recevied any reply my question

    • profile image

      B.S.Gupta 7 years ago

      Thanks for information

    • profile image

      arun 7 years ago

      Thank you

    • profile image

      ALRajhi waleed 7 years ago

      thank you for good draft copy of loan letter

    • profile image

      Khalid Jawed 7 years ago

      Very good draft copy of loan letter.

    • profile image

      Francis  8 years ago

      Thanks for this info. Really helpful

    • electricsky profile image

      electricsky 8 years ago from North Georgia

      Thank you for the helpful information