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Why Should You Downsize to a Smaller Home?

Updated on February 20, 2019
mary ann cockrill profile image

My experiences in interior design/decorating and home management have enabled me to write a plethora of articles centered around the home.

Save Money and Improve Your Quality of Life

Give yourself the gift of more time, money and resources when you downsize from a large home to a smaller abode.

Benefits of Downsizing

  • Lower your utility costs. It's a no-brainer that a bigger home costs more money to heat and cool -- in comparison to a smaller living space. If you have soaring, vaulted ceilings in a large home, it takes even more energy to heat and cool the area, which often results in skyrocketing energy bills. If your current home also has a sizeable yard, the watering expenses to keep the grass green and the landscaping healthy during the summertime can put an extra strain on your budget.
  • Save on home insurance and taxes. If you own a large, older home, it's likely you're paying a higher rate for homeowner's insurance than would be the case if you lived in a smaller, new-construction home. My husband and I found this to be delightfully true when we purchased our smaller new-build home. And owning a condo or townhome can drastically reduce your homeowner's insurance since you typically insure only the interior of the condo and townhome along with your personal belongings. A larger home with sprawling land often correlates with higher real estate taxes -- as opposed to a smaller abode situated on a small lot located within the same geographical area.
  • Spend less on upkeep and maintenance. A big house equals more interior rooms to clean and maintain, as well as a larger exterior to repair and upkeep. When a big home needs fresh paint, a new roof, or general updating and remodeling, the costs can be staggering. And, expansive grounds translate into extra mowing, trimming and general lawn care. Downsizing to a smaller home situated on a manageable lot can save you major dollars, effort and time in upkeep and maintenance over a larger home. And, if you want zero exterior upkeep and maintenance, move to a townhome or condo where those tasks are typically included in your condo dues.
  • Live comfortably and cozy. Living in a large home with numerous, seldom-used rooms can create a lonely, cold atmosphere with lots of wasted space. On the contrary, a smaller dwelling with fewer rooms tends to foster a cozy, warm, inviting aura. And, a small home doesn't mean you have to forego upscale features typically found in a larger house: granite countertops, an oversized kitchen island, quality-built cabinetry, wood floors, a beautiful fireplace, double sinks in the master bathroom and gorgeous lighting fixtures.
  • Increase your quality of life. By downsizing to a smaller home, you are freeing up the time, money and resources that were previously required to furnish, upkeep, maintain and remodel your former large home. You can decide how the extra money fits into your monthly budget, as well as what you will do with your additional "free time."

© 2019 Mary Cockrill


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