Friends could help
Who are my friends
Friends are those who help
Welcome to our article ((19) (46)), friends are there to help
Dear readers, after writing about houses building and maintenance, in our articles before, in this article we would like to talk about when we buy those houses. Buying a house is a very important decision that we take in our lives, and most of us have never bought a house before, so, we would like to have a friendly person that we can trust to ask some questions.
As I said, when we are going to do something important for the first time in our life, like buying a house or something like that, we wish that there is somebody that we could talk to openly, as we would like to know if the decision that we are about to make would be the right one, so, we need somebody that we could and would trust. For this reason, we start asking ourselves, who are those people that we could trust, and would be able to help us to make the final decision, we know that there are some people able to help, because they are expert about the subject that we would like to ask them.
But, because we are not sure about ourselves, we would like to talk to people that we can trust and these people would be only our family and our most trusted friends. So, I hope that a couple of fiends that know enough about buying house, would understand my needs and come to help me. Then I would count them as real friends; because as the saying goes, a friend in need is a friend indeed.
Anyhow, there are reasons to believe that we all would be better off if we try to help each other and use our life knowledge to help our friends, sometimes we might have to go out of our ways to help some friends, when they ask for help; but if you really think it is worth the effort to help your friend, then you should do it, it is a noble thing to do, and you may feel proud of yourself for doing it.
Here, we would like to point out this. Let us not make the mistake that everybody that we talk to is our friend, because friends are only those people that when you need help, they are willing to help you, sometimes they volunteer their help willingly and sometimes we have to insist to get them motivated to help us, it works both ways, since the help that we might need from a friend could be what that friend has knowledge about. Most times the help we need is just knowhow and this would cost nothing moneywise to our friends, but still our friend might be reluctant to give us his/her knowhow, because it might put them in a position where they have to tell you some personal things that usually they would not want to talk about willingly, or the line of work they are involved in might in a way forbid them to give us advise willingly; Take the lawyers for instance they are paid just for counselling and their words cost plenty and they might be just a few words of advice.
Anyhow this is not our case, because our case is at a much lower category and it has got to do more about building accommodations and real estate than laws, therefore this may not apply; but nevertheless we may not want to talk about what properties we own and how we acquired them, just because some people might feel jealous and hate us for showing off, so we have to be careful what we say on this real estate subject. But there are times when some of our friends want to buy their house or unit to live in, as they know that you own some properties, they would like to know everything that you know about properties, so that they may avoid costly mistakes, in these cases we should accept that their inquiries are genuine and we should really help them; so, let us write an example about houses for sale or rent.
Need to learn what's involved
Houses for sale or rent
Anyhow, we have talked above about needing some help from trusty people, which could only be a friend, because we needed somebody to talk about real estate. You see, the houses that we have built in our previous articles, they need to be sold, so, they interest real-estate agents. Because somehow, we want to link building and selling, this article was going to be called, houses for sale or rent, to help those people that are looking for real estate. Then I was going to call it, ‘What friends are for’ and “friends are there to help” because I wanted to say, ask a friend for help if you don’t know enough about real estate yourself, but in the end, I had to accept to call it “Friends are there to help” which does not really say much about the real estate scope of writing this hub about real estate. Anyhow let us see what we can offer to help those people that are about to rent or buy their own house, or just rent one if that is their better option in the long run; at the same time let us describe how friends could help and why sometimes it is not that simple to find people willing to help in these cases. But first of all let us define who could be called a friend, because a friend in need is a friend indeed, as we have said at the very start of this hub.
Yes, this is the case that we are going to talk about in this hub (article), because one of my friends that we are going to call Joe in this article wants to by a property and is asking my advice how to go about it; so, we are going to talk real estate and what we need to understand before we buy. After all I believe that what we know should be used for the betterment of ourselves first of all, and then, for the betterment of our family and friends and also for the betterment of the rest of the community, so any knowhow that we have should be shared we our friends, and this is what we are going to do here, while we are answering my friend Joe’s questions; anyhow I am willingly going to share whatever knowledge I might have, because my friend Joe is asking for help, so, let us see what Joe wants to know first of all about properties.
House for sale
My friend Joe real estate question
Anyhow, one day Joe asked me this real estate question, and this is what he said: Frank, we have been friends for a long time, so, I trust you more than anybody else, for this reason I would like to ask your advice about real estate, since I am thinking of buying my own house soon or later. I know that you own a couple of properties and I know that you have bought them yourself; therefore you know what is involved. So, I have come to you because I know that you know about real estate a fair bit more than what I do and I trust your real estate judgment.
Anyhow, I was saying that lately, I and my wife have been thinking to buy a property, so that we will not be paying rent for the rest of our lives, I and my wife both work and we think that we can afford a unit or a small house. So, I would like to ask you, if you could help me to understand those things that you know and that we really need to know before we buy?
Okay Joe, since you came to me as a friend I will try to tell you what is my opinion about these life matters. So, let us talk about what we need in our lives first. In life, it is important to know our physical needs and then real estate, because real estate makes people feel secure. As I was saying, we know that the most important needs that we have in life is to satisfy our personal body needs first, and once that is done we would be looking for safe accommodation, therefore the need to buy or rent a house. Now, I believe that you are renting and you feel as if paying rent is money down the drain, so, before you have your own family you would like to buy your own house, is that right Joe?
(Joe said, yes that is right Frank)
I can understand that I said, as we all would like to have some secure accommodations in our lives, it is the dream that everybody dreams and for some of us it will remain only a dream, because we will not have the will power to do what is needed to be done to acquire a property, even though every time we pay rent we are forced to remember that if we had a property that we could live in, we would not have to pay rent, even if we owned a small unit that just would cover our heads.
Anyhow Joe, I am glad that you have decided to do something about it, and you came to me for advice; so, I am saying that I am willing to give you my personal advice freely, but even with my limited advice it is not going to be very easy to buy a property, because it requires a lot of planning, but the most important thing is this; do you have enough money to buy the property? Nine out of ten the answer is no, so you have to borrow money from the Bank or building society or other institution that lend money to the public to buy houses; now if that is the case and I believe it is, then we will have to consider how much money is safe to borrow from these lending institutions, you see, you don’t want to borrow too much, just in case it becomes hard to repay back your loan.
A small low set house
Joe continues to ask me real estate questions
Okay Frank, I know what you mean that it is not easy to buy a house or any property for that matter, but what should we do to get started? We would like to know this. You see I don’t like to ask direct personal questions, like what did you do when you bought your first house, but whatever you can tell us could help, otherwise we will never know what the best way is to go about and what to do next, and that is the reason why I have come to you for advice, so please tell us what you know and what you could tell us? As I have said we have some money in the bank, but we don’t know if that could be enough to get us started?
Okay Joe, fist let me give you a very short answer to your several questions you are asking. If you don’t think that you have got enough money, then you need to work out several times what you have and what you can afford to pay, therefore it would be very wise if you start by buying a small house or apartment. Now let me go back to answer the other questions:
You see Joe, I have to go back to my own life experiences to answer your real estate questions; so, I have to say Joe, that to buy a property is not easy unless you have enough money in the bank to buy it outright, but as you said you have some money, therefore I guess that your money is not enough to buy this house that you are wanting to buy, and therefore you are here to learn what is the best way to borrow money.
Now, in order to do that I have to go back to my life experiences to look at what I could tell you, I know that I have already written about this somewhere else, so, in this article of hub pages I cannot repeat much about what has already been said before Joe, otherwise I am running the risk of writing duplicate content and hub pages already is telling me that I repeat too many things, so, Joe I have to be very careful what I write here and I have to give you just one address where you can find what I had already written once in Hub Pages and then later on deleted because of duplicate content and other issues. So, Google, “Yola, http://diybrickwork.com and then click on ‘Buying the first house’ there is a lot more to learn there about buying houses, as over there I am not restricted to repeat what I have already written somewhere else. I hope the link works for you. See you later Joe.
Joe I have tried to help you, because that is what friends are for, when you need help ask a friend, thank you Joe for thinking about me worthy to be asked, and come back another time to see how you are going with your borrowing money and other things, I would like very much to continue to help, by telling you what I can? See you later Joe?
I believe that I have said enough in this article, so, see you in our next article, property for rent. See you soon.
Some helpful links
- Building a brick base
Building with bricks, let me show you how we bricklayers set up a brick base from scratch. Setting a brick base on a sloping site is not easy, so let me show you how it is done step by step.
- House brick base continues
DIY brickwork, will show you how a brick base is built step by step by professional bricklayers, in the hope that this article may help some one that is interested in doing some brickwork themselves.
- DIY Retaining walls
We are going to show you several types of retaining walls and how to build them, some of them briefly and other step by step, so that you could be able to do it yourself, if you like.
- Australia affordable houses
Building affordable houses for sale is usually good business, when they sell easily; sometimes the builder has to sell at cost in order to continue building more houses, this is good for the buyers.
- DIY brickwork
Thinking of laying bricks yourself, then read this hub it could help. DIY brickwork; Getting ready to lay bricks; making sure that we start the brickwork level, and Laying bricks on a sloping site.