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47 Ways To Build Up Your Emergency Cash Fund

Updated on September 26, 2008

Are you worried about keeping your job? Does the state of our economy worry you? Do you have an emergency fund in case of emergencies? These are important questions to ask yourself and a good start in preparing yourself if your worse possible fears are realized.

Now I know from personal experience that losing a job is just devastating. It's natural to be angry, sad and downright depressed from the situation. If you let it, it will eat you alive. But believe it or not, the worse case scenario can be the best thing that ever happens to you, if you don't let it get the worse of you.

Humans have a tendencies to get complacent and fear change - but change can be the best thing that ever happens to you. Losing a job forces you to look at alternative careers and can even be the catalyst that moves in the direction you which to take.

Having an emergency fund available in these times can at least give you the opportunity to explore new employment options without having to take another job just to make ends meet. This can create a vicious cycle that can repeat itself over and over again. Unemployment insurance can help during these times but it may take a couple of weeks to get a check. Companies normally provide two weeks severance pay for every year you worked for that company - and obviously this helps too.

But what if you are on a limited budget or are having trouble making ends meet? Here is a great idea to reduce your home energy costs where the savings can be used to build up your emergency fund. Are you interested in learning more?

Many of us don't even realize the amount of money we can save using common sense techniques to save money at home. With winter just around the corner, it provides you an opportunity to save big bucks by keeping the cold out of your house. Techniques such as weatherproofing, keeping doors closed and eliminating doing half loads of laundry are extremely effective in saving you money.

There are more than 45 other common sense techniques that can help you save money and build up your emergency fund.

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