ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Book Review - Green with Envy by Shira Boss

Updated on June 15, 2008

I just finished a great book called Green with Envy, Why Keeping Up with the Joneses is Keeping Us in Debt. Written by Shira Boss, Green with Envy discusses what she calls America's last secret. People do not want to talk about money, especially money problems. But according to this book and I agree with it, money is a problem for most people, even people who have a lot of it.

Shira Boss has done a great job uncovering feelings people really have about money, including her own. Starting with the couple who moved in next door to them in Manhattan, who are the author's and husband's same age, who paid cash for their apartment and soon after moving in the wife quit her job to have babies. How could they possibly afford it and how could others keep up. The jealousy, the curiosity, the frustration of it all is very real for most people. No matter how much people make, their is always someone who makes more, has more, does more, vacations more, etc. Keeping up the Joneses is a game that Americans play constantly. According to Boss, this is what is keeping America in debt up to their eyeballs.

In Green with Envy, Shira Boss does in-depth interviews with numerous people to uncover what really goes on financially with people that other's deem as the Joneses. A couple that moves to a gated community and while trying to keep up with others in the area, blow through their savings and end up owing more than $100,000 in credit card debt. A baby boomer, who is fifty and has no retirement fund and sees no possibility of ever being able to save for retirement. His plan? To keep working.

On page 44, Boss discusses that frequently people have family money supporting their lifestyle. Most Americans do not have this luxury and when they try to keep up it can be disastrous. Trying to keep up with the Joneses sends the average American into debt. One of the problems in America is that people refuse to talk about money. So instead of realizing that the people next door aren't paying for their own vacations and are sending their kids to private school on Daddy's dime, they assume that other people can afford it and figure they should be able to as well.

I see this as one of the biggest problems that Boss only barely touches on. Entitlement. According to Webster's one of the definitions of entitlement is "belief that one is deserving of or entitled to certain privileges". To me privileges mean the extras in life, not the absolute needs like food, shelter and clothing. One of the problems in America (and possibly other countries, I just don't know first hand) is that people now believe that vacations, new cars, cell phones, cable TV, fancy clothes, dinners out and getting your nails painted are necessary and that they are entitled to them. You know, because they work so hard. I think most people work hard, but if you can't pay cash, then you shouldn't be purchasing the above.

In Green with Envy, Boss discusses how people sink further and further into debt, seemingly without realizing it. On page 64 she says

"Denial is a common phenomenon for people sinking deeper into the muck of debt. Thinking that things are not that bad, or that they will surely get better very soon, is a common affliction for people in a financial crisis, and it makes matters worse. Everyone thinks that they are different, that meltdown can't and won't happen to them."

I just can't imagine someone not realizing how bad the situation is when they have to borrow from one form of debt to pay the minimum payment on another form of debt. Why didn't it hit them when they couldn't pay more than the minimum? Why didn't it hit them when they had to use the credit card to purchase basic groceries or put gas in the car? Why didn't it hit them when their credit card was declined when they tried to purchase something else they didn't need? I just don't get it, but apparently denial is very common. I can see how it makes the situation worse.

Money is such a secret among people in America that they won't even discuss how much something costs, much less how much someone makes, or how much private school tuition is, or how much debt someone has. It isn't even OK to ask if someone took out a car loan to purchase the vehicle or paid cash. Why will no one talk about money? On page 77 Boss states that

"The usual network we rely on to get us through personal crises is dismantled in the case of financial failure. Just when we need to turn to friends and family, when we need to make honest disclosures and hear reassurances, instead we draw up inside our shells."

By not talking about money, it makes the problem worse. In a time of crises we truly feel alone. The truth is no one is alone when it comes to money problems and the sooner people realize that the better off everyone will be. If people could just start opening up about money, it would help everyone. Taking the secrets away would hopefully help people realize that everyone's situation is different. The people you are trying to keep up with have a totally different set of circumstances, therefore you shouldn't try to keep up with them and you shouldn't feel bad if you can't.

It was easy to get wrapped up in the stories about real individuals. It is satisfying to get a glimpse of other people's financial lives. I think it is natural for people to be curious. If so, why is it always so secret? I found the conclusion of the book very helpful and filled with good ideas for changing our mindset. On page 166 and 167 Boss states

"We preoccupy ourselves with other people's situations even though they should be irrelevant to us. We construct imaginary worlds of bliss and then pine to belong to them (or sometimes go into debt trying to belong to them). We convince ourselves that contentment is just around the corner, where some other people seem to be already, and we could join them if we could just get a little further along ourselves."

The truth is we need to be content with what we have. We need to tell ourselves that what others have and what others are doing does not matter in our lives. We need to remind ourselves, sometimes frequently, that "Things are not as they seem." p169. She is right about that. People keep things so secret, that truly nothing finance wise is as it seems. We need to stop being green with envy and stop trying to keep up with the Joneses.


    0 of 8192 characters used
    Post Comment

    • Annette Rozen profile image

      Ann Martin 

      10 years ago

      sounds like a great book. My nephew is courrenly obsessed with the berenstein bears book - Th Green Eyeed Monster. This sounds like the adult version of that. Jealousy is unfortunatley one of those human traits that's starts with stealing your friends toy in nursery and simply transforms into more "sophisticatd versions" thorughout life. By reading books like these, it makes us become more aware and work harder on preventing it. Thanks for a great review!

    • marisuewrites profile image


      10 years ago from USA

      I have a relative who is somewhat more than comfortable, maybe a little less than rich, and I do not envy them at all.  They have always envied us.  They have money, new cars, expensive furniture and homes.  They travel and have clothing enough for dozens of people.  They do not give to others, nor are they interested in helping family.  They are bitter and talk about money as if it is the most important thing. They have always acted jealous of us and our sons...yet, they would not do what we do, to have what we have, as it is less than their material items.

      Recently, after many years of hardly seeing them, I was in the same room visiting.  The conversation turned to our dog, with whom they were not impressed.  He is a Heinz 57, and a great joy to us, lots of personality and affectionate!  He was given to us by our sons, as they left the nest.  My relative said  "We have a very expensive dog."  Finally, after all these years I had an opportunity to make a point.  I replied, "Well, evidently we do too, because you don't have enough money to buy our dog."  She was stunned to silence.

      I would have given a penny for her thoughts.  maybe. 

      Money is not anything really to be envied, it seems to destroy lives - as  you say, (or the book review) you either crave it, are jealous over it, spend all your time working for it, while some go so far as to steal it.

      A close family, a few friends, a life that includes helping others, that might make a person look twice - or should.  Thanks for referring us to this book!  Great Review!  I'm a lover of books...

    • Shelly McRae profile image

      Shelly McRae 

      10 years ago from Phoenix, Arizona

      Excellent review. This sounds like a very interesting book. People talk about money, but usually in general or generic terms, like, "Isn't the economy awful?" and "I just need to start saving a little more."

      But we don't want our friends and neighbors to know we're having money trouble, because it looks (we think) as if we can't manage our money.

    • 2patricias profile image


      10 years ago from Sussex by the Sea

      Very interesting. I think that people here (England) are not so secretive. That is probably not in line with the stereotype of British reserve!

    • Estess profile image


      10 years ago from London

      Great hub, although not everyone is so secretive when it comes to money, at least that's what i perceive with my friends and myself.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)