Can You Be Too Frugal?
I have been wondering lately if a person can be too frugal. The answer, to me, is not as easy as it seems. There are many people that will automatically say yes to this question. Those are probably going to be people that don't live the frugal lifestyle or do to some extent but don't like it. As frugal as I am, I do think a person can be too frugal sometimes. But on the other hand sometimes the answer will be no.
If frugality as a way of life is necessary in order to live then I don't think a person can be too frugal. If you can't pay your bills or have no money to pay for food then I think a person should definitely be as frugal as possible. I think that when you are struggling to get out of debt you should be as frugal as possible to get out of debt as quickly as possible. In these examples a person should do everything that they can to change their situation. The frugal lifestyle will help a person do this.
On the other hand I think people can be too frugal. If you are miserable living frugally and you don't have to live this way then you are probably living TOO frugally. This does not mean that you have to stop living frugally completely. You can cut back on the extent of your frugal lifestyle. Also, if there is one particular area of frugal living that you just can't stand to do and you really don't have to live frugally, then stop doing that activity. For example if you really don't like to line dry your laundry, but enjoy the other aspects of frugal living, just stop line drying your laundry.
If you don't have to live a frugal lifestyle then living frugally should be something that you enjoy. If living this way is a necessity then you are just going to have to do the best you can right now. When you get past the point of necessity back off to a level that you enjoy. You might be surprised to find that a lot of the aspects of frugal living would be like second nature at that point.
I have found that many aspects of a frugal lifestyle are not harder than an unfrugal lifestyle. It is just different and once you change your habits it isn't something you even think about anymore. If you haven't tried living frugally before, why not try it now? You might really like it.