ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Easy Ways to Save Money

Updated on April 7, 2007

Saving money should be easy to do, right? For most of us though, it is hard to do on top of all the everyday expenses that hit us from all sides. Saving FIRST should be the way to do it, but that isn't always possible and sometimes that just isn't enough. Let's think of some easy ways that you can save money throughout the month.

Taking advantage of the many rebate offers available is a great way to save money. Many of the items you are already buying offer rebates. Taking five minutes to fill out the form and mailing it, can net you usually a few dollars. Using this example of spending five minutes to get a rebate of $3, this is really an hourly earning rate of $36. I think rebates are worth my time. Don't buy something you won't use just to get the rebate and make sure you follow the instructions carefully.

If you get a refund for something, why not put it into your savings account or change jar? Usually by the time you get around to returning something it is a different pay period than when you actually purchased the item. Instead of considering this as extra money this pay period, put it into your savings account.

Using coupons is a great way to save money each week - on groceries, toiletries, even eating out. Take the money you saved and put it into your savings account. I have saved up to $35 at a time using coupons, and I average $11. Taking the savings I get from coupons putting it directly into my savings account, I can watch it grow very quickly.

Saving my change is a great way for me to save money. I never spend it when I am shopping and always put it into my change jar each night. Every month or so I deposit this into my savings account. It can really add up quickly, if you pay for most things in cash. If you rarely use cash, this method is not going to generate much money.

How about not spending your money? Have you ever gone shopping and had an item in your hand to buy and then changed your mind for some reason? Put the item back and put the money you would have spent on that item in your savings account.

If you eat out for lunch every day, or stop every morning to get coffee on your way to work, not doing this is a great way to save money. The more days you can pack your lunch or make coffee at home, the more money you save. Even just once a week of taking lunch from home can save you $7. This can be $28 a month. If your office brings in lunch one day, put the cash you would have spent into your savings account.

Each one of these ideas might only save you a few dollars. However, doing all of these things each month can result in $50 - $100 each month. These are simple, easy ways to save and can really generate some extra savings, without much work on your part.


    0 of 8192 characters used
    Post Comment

    • 2patricias profile image


      10 years ago from Sussex by the Sea

      Thanks for this Hub. English One Pound coins come in a variety of designs. I save just one. This could be used for USA quarters (I think).

    • profile image

      Lance Vincent 

      11 years ago

      Hi! nicely put article there! and we have some common tips on how to save money that you can read here on my article!


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)