Please accept my apologies for my slow answer to your question. I am new to HubPages and still learning my way around.
Now, as to your question, not being familiar with you, your financial situation and goals it would be irresponsible to make recommendations on what would be the best use of your money right now.
With the economy in the state it is in, it is wise to ask advice but that is better left to a financial adviser that you can sit down and talk with. Whoever advises you needs to have an understanding of you, your goals and your level of risk tolerance. You also need to ask them certain questions and have confidence that they are looking out for your interests.
Take a look at my hub "Tips for Selecting a Financial Adviser" for more help to do just that. Good luck in whatever you do!