First things First; you have to put it in writing...seeing it makes it a reality. I suggest using a large print calendar so you can plan your days, weeks and months.
Prioritize and organize your money and bills. if you have outstanding debts the best way to get rid of them is by paying a little on the smallest one until it's gone...then work on the next. Example; you have three bills out there; one for 500.00, 250.00 and 100.00.
Begin attacking the 100.00 debt till it's gone, then the 250.00; why? Because you can get rid of these faster than working on the 500.00; so by the time you are on the last you have nothing left.
Set something aside every week; using Direct Deposit have money deposited into a savings at a different bank; you won't miss it and it adds up really fast. 10.00 a week is 40.00 a month and that means; almost 500.00 in a year. This could really help with the holidays or winter expenses!
Cooking in saves you big time; spending money on that fast food meal to make life easier actually causes financial stress and weight problems.
Hope these help; please don't be afraid to ask for more detailed info.