Equipment vendors many times offer very favorable leasing or "lease to own terms" as an incentive for you to buy their equipment brand. This is true with all the copier/scanner companies and a number of others. It's always worth it to ask the question.
By leasing the equipment you preserve your most valauable commodity as a small business owner-cash.
You will also establish comparable debt credit needed to lease more equipment as you hopefully grow.
There are also tax advantages associated with leasing that you should discuss with your accountant.
Hope this helps.