ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

11 Tips for Filing an Insurance Claim

Updated on July 27, 2016

Insurance claims management is can be a treacherous process that can take time and a knowledge of how insurance company negotiations work. However, that doesn’t mean that working through the insurance claims process is an impossible task. There are many companies that have dependable insurance claims specialists who can help you get the settlement you deserve after a disaster.

However, as you enter the insurance claims settlement process, there are a number of steps you should take. So, keep these tips in mind.

  • Work with an insurance claim adjuster who has years of experience. Be sure they know how your policy is worded so that they can proceed accordingly.
  • Make sure that you understand how your policy works and what things are covered, and for how much.
  • Be proactive in the process. Be sure to ask questions and let your claims adjuster know what you need.
  • Remember that when going through the insurance claims process, that it is much like a business negotiation, and that sometimes you have to concede on one item in order to gain one another.
  • Document and support your claim with proof, details, and estimates.
  • Be sure present, in writing, clear requests, expectations of needs, when they are needed and why you should have them.
  • Do not pad your claim; keep to the facts of what happened.
  • Never sign anything regarding your claim without talking to an insurance claims adjuster and ensuring that the stated items are what you need or have requested.
  • When possible, get the settlement handled via paperwork/ written documents rather than dealing with the court system.
  • Don’t wait to file a claim. If you wait too long then you may not be eligible for the full benefits – in some cases, the waiting can make the problem(s) worst.
  • In the event of a vehicular accident or an act of crime, be sure that you have a copy of the police report.

These actions will make it easier to go from dealing with a disaster to moving forward. Your claims adjuster will know what type of questions to ask and steps to take so that you can begin again. By working with a pro, you can be certain that you won’t be taken advantage of by a company only interested in protecting their assets.

Going through the insurance claims process does not have to be a frightening endeavor. Yes, it will take time, but with from pros such as though from Norcia and other companies, you can soon get the money you deserve. Don’t let despair and disaster get you down. Take action now to get back on the road to pursuing your dreams.

Many websites provide additional information on the topic of insurance claims managment One such site worth visiting is

Janet Slagell independently authors articles for, Inc. for search engine marketing. The views and opinions expressed in this article are those solely of the author, and not of any other person, company or organization. No guarantee or warranty, express or implied, is made regarding the accuracy, fitness, or use of the content herein.


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)