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5 Small Tips to Save Big Money Fast!

Updated on March 2, 2011

How To Save Money

Saving money is something that everyone wants to do, but its not necessarily an easy thing to accomplish. We have all heard some of the more well known strategies such as turning off lights when your not in the room, and using coupons to get more out of your grocery shopping. But if you are trying to save a significant amount of money, you will need to do more than just save a penny here and a penny there. Here are 5 small tips that will give you a head start to saving a significant amount of money if you start now.

1. Savings First!

The best way to guarantee you are saving money is to set up an automatic deduction from your paycheck into your savings account. Doing this will help you make sure that you are putting a chunk of your income into a safe place where you wont use it. Putting money into savings is much better than hiding bills under your mattress or in a piggy-bank because the bank awards you interest for keeping your money with them over time. Most savings accounts can be opened for free and have decent interest rates, and I would suggest shopping around to find the best possible rate in your area.

2. Shop Around

When signing up for services like internet, cellphones, cable, and insurance, you can almost always save money by shopping around and comparing prices. If you even try and contact two or more companies before you decide, you can force different providers to compete with one another by giving them the chance to beat their competitors rates and win you over. You can also usually bundle internet and cable for a better monthly rate. Securing lower monthly rates for services also means repeated savings month after month, which over time can add up substantially.

3. Nothing Beats Home Cook'n

Instead of going out to restaurants or buying ready-made meals, you can save a lot of money by preparing your own meals at home. In fact, meals made from scratch are usually healthier and all around more enjoyable. After your meal, make sure to save the left overs because you can also save money by taking them for lunch. Other ways to save money at home include brewing your own coffee & tea, and filtering water instead of buying it in bottles.

4. Handle With Care

Taking care of the things you own by maintaining and up-keeping save you a lot of money in the long run. Your car and house are your biggest assets, and keeping them clean and in good condition will make a huge difference when you go to sell them. Things that are kept in good condition tend to last longer and you won't have to spend extra money on replacements. Other things that I try to take care of include clothing, shoes, electronics, appliances, and furniture. These things are relatively expensive to replace so a little TLC can go a long way to keep your money in your wallet.

5. Debt Control

When trying to save money, the last thing you want to do is increase your unnecessary debt. Of course there are things like mortgages and student loans that I would call "necessary". Try not to use credit for things you don't really need. Falling deep into credit card debt is an easy thing to do, climbing out is not so easy. If you keep your debt to a minimum, you can put more money into banks and investments, essentially using your own money to increase your savings.


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    • SweetiePie profile image


      9 years ago from Southern California, USA

      Shopping around is one of the best tips for saving money. I know from experience that certain things are cheaper at certain stores.

    • wsupaul88 profile imageAUTHOR


      9 years ago from Seattle, WA

      Thanks for the comment! One other tip that I wanted to include but forgot is to cut down or possibly eliminate vices. Vices can include anything done in excess, but good examples are tobacco, alcohol, and gambling. Even though it is hard to quit doing these things, even cutting back slightly can save a person some serious money! Not to mention some of these habits are bad for your health!

    • Stephanie Henkel profile image

      Stephanie Henkel 

      9 years ago from USA

      All of your suggestions for saving money are very useful, but I think that paying special attention to #4 is one of the most important. How many people are out of the habit of doing simple maintenance to extend the life of their belongings? Sew a torn seam, fix a broken handle, mend a toy... these simple things can save us many dollars.


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