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Top 10 Reasons Why You Should Retire in the Philippines

Updated on December 3, 2013
Retirement... More Fun in the Philippines
Retirement... More Fun in the Philippines | Source

Why Retire in the Philippines?

"It is more fun in the Philippines... including retirement!"

Statistics show that more and more foreign nationals choose the Philippines as their retirement home where they can live a good life without spending too much.

There are more other reasons why it is more fun to retire in the Philippines. Find out the top 10 reasons why foreign nationals who choose to retire in the Philippines are increasing... and why you should, too!

1. Affordable Cost of Living

According to the "World's Top Retirement Havens in the Philippines 2013", the Philippines scored a perfect 100% under "Cost of Living". The cost of living in the Philippines is indeed very affordable. It is one of the main reasons why more and more retirees move to the Philippines.

With a pension of $3000 each month, you can enjoy a comfortable life due to the low cost of living and minimal taxes. The average monthly rate of a three-bedroom apartment, townhouse, or bungalow house in the suburb will cost you around $150 to $200, based on the current exchange rate.

Your weekly supply of fresh fish, meat and vegetables from wet markets or groceries will only cost approximately from 50 to $70. Similarly, you will also be spending around $100 a month for water, electricity, and cooking gas. If you want to live like a king, hire a live-in house helper with a monthly salary of $90.

The low transportation cost in the Philippines is very reasonable. You can get a second-hand car in good running condition for at least $5,000. You may choose not to buy a car if you will live in big city where public transportation is easily available. The minimum fare for jeepneys and tricycles is only $0.20 while it is $0.24 to $0.35 for trains and buses. If you have more budget for transportation, you can hire a cab, which will cost you $1 for the first 400 meters and $0.083 for the next 300 meters.

It's More Fun in the Philippines
It's More Fun in the Philippines | Source

2. The Vibrant Culture of the Filipino People

Filipinos possess that "X-Factor"! Famous for their world-class hospitality, surveys reveal that Filipinos are one of the happiest and friendliest people in the world. They are naturally warm and passionate, which makes foreigners feel that they are appreciated and wanted.

Additionally, Filipinos are among the few nations that give respect to the elders and give utmost importance to family, friends, and neighbors. They are very peaceful and generous with their smiles and services. They would be very glad to extend their assistance if called upon.

The Filipino people are also resilient and strong. Despite facing several tragedies, including typhoons, earthquakes, and volcanic eruptions, they were able to stand up and recover from these adversities.

3. Tropical Climate

Located just below the equator, the Philippines is a tropical country with only two seasons throughout the year -- rainy season and dry season. The weather is typically fair for most part of the year, which is best for aging people who cannot withstand the cold winter season anymore. The almost-perfect weather and ample sunshine is very appealing to retired foreigners who are tired of the cold and grey seasons.

During the months of March to May, it is generally warm and humid in the Philippines, with approximately 77% humidity level. On the contrary, it is rainy from June to October, while it is cold but dry during the months of November to February. January is the coldest month and has lower humidity with good sea breeze. The average temperature during the entire year ranges from 78°F to 90°F.

The Island of Boracay boasts of sugary white sand beach and azure blue waters.
The Island of Boracay boasts of sugary white sand beach and azure blue waters. | Source

4. Attractive Eco-Tourism Destinations

The Philippines is an archipelago with more than 7,000 islands. The country is known for its great beaches, wonderful diving spots, and scenic natural attractions. Its rich biodiversity and natural wonders will bring you closer to Mother Nature.

With a coastline that spans 36,289 kilometers, you can find a lot of nice beaches in the Philippines. Considered as the fifth longest coastline in the world, you can visit the white sand beaches of Boracay, Puerto Galera, and Camiguin Island. It will also be great to experience the magnificent sand of Pagudpud in La Union and Nasugbu in Batangas.

Do you love to surf? You should not miss the giant waves of Siargao Island, Catanduanes, Pundakit, and Baler!

If you love the outdoors and want to live in cooler places, it is best to stay in the beautiful hills of Tagaytay City, Baguio City, or Sagada in Mountain Province.

5. Language and Communication

Communicating with Filipinos will never be an issue. Filipino and English are the two official languages in the Philippines. Filipino is the national language of the Philippines, which is based on Tagalog, one of the eight major dialects spoken by the Filipinos.

Almost every Filipino can speak the English language with confidence. The Philippines is known as the third largest English-speaking nation. You can easily find an English interpreter around the country. if you do not know how to speak English, there are also a lot of language schools that offer courses English as second language, where you can enroll and learn the English or Filipino language.

6. World-Class Medical and Health Facilities

Compared to its neighboring countries, the cost of hospital services in the Philippines is cheaper, which makes it an ideal place for retired foreign nationals to settle down. Despite the low-cost medical services, hospitals and healthcare providers ensure high level quality health products and services.

Doctors, nurses, and other healthcare professionals from first-rate hospitals are well-trained; hence, retirees are assured that they will receive reliable health and wellness support from Filipino medical practitioners.

Wellness facilities and spa centers also abound in the Philippines. They offer massage therapy, acupuncture, and other natural and alternative treatments and practices that aim to restore vitality and promote relaxation and good health. Majority of these health and wellness facilities are managed by medical doctors who underwent training on Western and Oriental medicine.

Roasted pig, more popularly known as lechon, is a staple in all Filipino occasions.
Roasted pig, more popularly known as lechon, is a staple in all Filipino occasions. | Source

7. Diverse Cuisine

Foreigners and locals alike can find various restaurants in many parts of the country that offer diverse, world-class cuisine. They serve authentic dishes that will definitely satisfy everyone's palate.

Filipino food is primarily influenced by Spanish and Chinese culture. Over the centuries, it has acquired different styles and flavors. Other cultures, including American, Japanese, Indian, Arabic, and Italian, have also influenced the native culinary dishes.

8. Modern Technology

Retirees from other countries can keep themselves updated with what is happening around the world through the constantly improving telecommunication facilities in the Philippines. They can keep in touch with their family, friends, and relatives across the globe with high speed internet connections and mobile phones.

Retirees can also find basic necessities and conveniences of modern living in the Philippines, including large malls, modern transportation, and high-tech telecommunications network. They can also watch their favorite Hollywood movies on cable TV channels that offer programs from various countries around the world.

With the modern and developing technology in the Philippines, foreign nationals who chose to retire in the country will never feel isolated from the rest of the world.

9. Freedom in Religion

Although Philippines is the only Christian nation in Asia, the freedom to choose your religion is highly respected and freely practiced in all parts of the country. While almost 83% of Filipinos are Catholic due to the Spanish colonization for over 300 years, there are also other groups of Christianity that thrive in the Philippines, including Protestant, Church of Christ, and other evangelical churches.

Approximately 5% of the entire Filipino population is Muslim and the rest are made up of Buddhists, Hindus, and other groups of Filipino freethinkers.

10. Exciting Leisure Facilities

Aside from appealing natural wonders, the Philippines also offer lots of exciting leisure facilities to foreign retirees. There is a considerable number of golf courses in and around the metro as well as in other cities and provinces. Similarly, foreign retirees who love the underwater can find several diving spots all over the country. if looking for a laid-back country life with exciting leisure activities, Philippines is the perfect venue for camping, hiking, and other outdoor activities.


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    • profile image

      Tancredo R. Pastores, Jr. 

      5 years ago

      Pagudpud is in Ilocos Norte, not La Union.

      Filipino refers to a person and Pilipino refers to the language he speaks.

    • houseofjcjee profile imageAUTHOR


      7 years ago from Philippines

      Thank you for the vote, susiebrown! It is indeed more fun to retire in the Philippines because you can find a lot of great things here.

    • susiebrown48 profile image


      7 years ago from Clearwater, FL

      I read your article with interest because a business associate of mine moved there from Florida 4 years ago. I just spoke with him yesterday and he was regaling me with how happy he was in the Philippines and the fact that he was never coming back. Considering that Florida itself is amazing, that was quite an accolade. Loved your hub and voted up!

    • prea profile image


      7 years ago from Philippines

      i agree. a tropical country is definitely a great travel destination for fun and relaxation.. even if you are not settling down here for good

    • houseofjcjee profile imageAUTHOR


      7 years ago from Philippines

      It would be nice for you to visit our country. There are a lot of wonderful destinations that you can go to. I can help you create your itinerary should you decide to come over and spend a short vacation. Thanks for dropping by my hub!

    • MsDora profile image

      Dora Weithers 

      7 years ago from The Caribbean

      This is really tempting. Would love to visit the place, even if not to live. Thanks for sharing.

    • CJ Andrews profile image

      Chris Andrews 

      7 years ago from Norwalk, Ohio

      I don't know if I would want to retire there or not, but I sure want to go there for awhile to relax with the family. I did not realize the cost to rent a house there. You may have just inspired a family vacation.


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