ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel
  • »
  • Personal Finance»
  • Family Budget

5 Ways to Budget by Single Parents

Updated on May 13, 2011

Being a single parent is a challenge.

 My sister who just resigned from her recent job looked for a more greener pasture right away. She said that wasting time is not her cup of tea. From our backward town to an overdriven city, she decided to play her cards at an outsourcing business that is quite flourishing in the Philippines today. This is to meet the demands of her daughter's education and also save for her future.

So there, tiptoeing as one of the applicants, with a backup of our relative, having been promoted, she's familiarising herself with the rigors of being a call center agent. The graveyard shift, they usually work when almost all Filipinos are asleep at night. Customers come from the west or in Canada, USA or UK. Adjusting to their needs or the kind of service they want here is what a call center agent should consider.

Driven is the most appropriate adjective pertaining to these 'night owls'. And so, my sister is challenging herself to the limit. It is her make or break decision that holds the key for her kid's future.

I cautioned her about health, food and safety. These three things should be her priorities in order to survive in the job.


5 Ways to Budget

From what I've seen from my sister's struggle as a single parent, she usually emphasized to her daughter the importance of being thrifty. Whatever amount she could save, she will do it just to make things end meet.

Factors she consider while saving:

  1. Food - The main priority of my sister is to avoid hunger.An empty stomach will not help her think better and move faster when doing her job.
  2. Shelter - A place she can call home. She and her daughter are still occupying our main bedroom. She's saving in ordr to build her own home, too.
  3. Clothing- She don't want to look pitiful or shabby in public. Clothes on discount sales are her peeves. If she have an extra budget, she sees to it that she upgrade her clothing once in a while. She even accepts hand-me-down but still-wearable clothes from her cousins.
  4. Education - Her focus is her daughter's education. She's planning to get an educational plan to send her kid on college, two years from now.


Grab a good opportunity and that's what she's doing at this moment. With a 6-digit salary in tow, who will never be lured by working nightshift when she can have all the convenience to save for the two of them.

She just wish that her daughter will truly cooperate as she repeatedly told her that what she's doing is for her own good.

Not that all single parents will do the same for their kids. It's the best she can do right now to be in control with her future. With God's help, she's hoping for the best.

She said that budgeting is a three way process.

JOB should provide stable SALARY. It should give FINANCIAL SECURITY so that she can SAVE for the future.

She hates being lazy and she's now on the move to reach her goals.

I'll be observing keenly just a stone's throw in the neighborhood.

I'm sure she'll keep me updated on her new job adventure in the fast lanes of the city.

A day in the life of a single parent c/o onesp4ce


    0 of 8192 characters used
    Post Comment

    • travel_man1971 profile image

      Ireno Alcala 7 years ago from Bicol, Philippines

      @lilibees: Thanks for the appreciation.

    • travel_man1971 profile image

      Ireno Alcala 7 years ago from Bicol, Philippines

      @earthbound: A steadfast decision should be possessed by a single parent like you. Keep on fighting!

    • travel_man1971 profile image

      Ireno Alcala 7 years ago from Bicol, Philippines

      @kschang: OMG. I forgot to put number 5 on SAVE, SAVE, SAVE! Thanks for reminding me.:D

    • kschang profile image

      kschang 7 years ago from San Francisco, CA, USA

      I thought you said there are FIVE ways? Why do I only see FOUR?

    • lilibees profile image

      lilibees 7 years ago

      Vote up from me very useful hub!

    • earthbound1974 profile image

      earthbound1974 7 years ago from Bicol, Philippines

      A story similar to mine. Thanks for featuring this, travel man. All single parents out there, let us hold our head up high. Raise our chins and ignore our detractors. They'll never win if we don't let them interfere in our lives.