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"Banking online is not a safe venture'

Updated on September 11, 2009

"Banking online is not a safe venture"

This painting is called Burgundy magic. When we bank online our money dissappear just like magic.
This painting is called Burgundy magic. When we bank online our money dissappear just like magic.

"Banking online is not a safe venture"

I have learned the hard way that baking online is not a safe venture, because there's more there that meets the eye.  Last year I lost close to six hundred dollars, but tt's peanuts compared to the people that has lost thousands. yet my money is my  money, no matter how small or large the amount maybe.

My debit card was charged unauhtorized transactiions and I went into the bank  and gave them the information  needy and sign papers to that affect,  for the bank to retrieve my money and they defaulted on the action to recover my money.  I wrote them a letter stating my dissatifaction of the negligence on their behalf, nothing came of it.

Still today, every now and then a trnasaction will show up on my statement and I call myself ,if the transaction has a number and retrieve my own refunds because the banks aren't reliable anymore.  The strange thing about these theives is they always seem to know when you have money come to your account.

Identity theft is  really a bad business, if you're on the losing end of the transaction.  There are hackers and cyberthieves out there that will try every trick they can to get their hands on our indentity information, so they can hack into our accounts; and take what they want and go to the next unsuspecting victim.

I have learned that these hackers and cyberthieves have embeded viruses, that help them obtain unauthorized  personal informatiion to access our accounts.  This is a big business for cyberthieves and hackers to get our case sensitive information and take advantage of our accounts .

Banking online right  now  is a bust, because you're taking a chance that they want get your information and use it against you. banking online will take away your nest egg and replace it with a goose egg.  Banking on online takes from the poor and gives to the rich affleunt.

So, if we want to keep the money that we have , we had better co me up with another solution  to combat our loses; besides banking online.  I think once you use your credit or debit card online, we have just cut our own throats.

This worldly system has gotten so bad that we cant even trust the organizations that suppose to be safe, anymore.

Benny Faye Douglass

 

 

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    • creativeone59 profile imageAUTHOR

      benny Faye Douglass 

      8 years ago from Gold Canyon, Arizona

      Ok, thanks, I appreciate your comments. creativeone59

    • Veronica Allen profile image

      Veronica Allen 

      8 years ago from Georgia

      Very good reminders. I don't do online banking myself but my husband does. I'll share this information with him.

    • MistHaven profile image

      MistHaven 

      8 years ago from New Jersey

      I've always been cautious about banking online. Someone got my social security number and tried to take money out of my account. Thankfully it never happened, but it's always in the back of my mind.

    • creativeone59 profile imageAUTHOR

      benny Faye Douglass 

      8 years ago from Gold Canyon, Arizona

      I truely know the feeling, it's most like you would feel more comfortable knowing your money is safer in your care.

      It's really sad to be a victim of the crimes and we can't do anything to fight back. Thank you, for feeling me. creativeone59

    • BkCreative profile image

      BkCreative 

      8 years ago from Brooklyn, New York City

      What a shame that we have so little in the way of online safety and security! And as always - we blame the victim.

      I am sure there were people actually working in my local bank that withdrew over $1,000 from my checking account. I was working overseas and there was nothing I could do until I came back - and of course it was all on me - not the bank for allowing a man to withdraw this electronically. I have never had another person on this account.

      Honestly, creativeone59, I am working towards the day that I can go back to mostly cash and little bank transactions.

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