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Capital One Online Banking

Updated on May 13, 2011

Capital One Online Banking

Capital One online banking is set up so that customers may view his or her account information at anytime or anywhere with online access. Users can check the balance on their savings accounts and banking accounts through an easy to use navigational site system. Capital One also allows users that have online banking access to view special offers on credit cards, loans and other financial services that the bank offers to consumers. Customers can also use the site to pay bills to for utilities and other services, as well as pay Capital One credit card bills through the site’s site platform. Capital One online banking is completely secure; therefore, users can feel at ease with their personal banking information.


Capital One online banking offers exceptional liability from unauthorized transactions out of user accounts. Photo: sqback/
Capital One online banking offers exceptional liability from unauthorized transactions out of user accounts. Photo: sqback/

Capital One Online Banking: Company History

Capital One was founded in 1988 by two individuals named Richard Fairbank and Nigel Morris. Since the beginning of Capital One, Richard Fairbanks has been CEO. At first, the banking business was founded in Richmond, Virginia; however, today the headquarters are located in Tyson Corners, Virginia. The business grew and became very profitable since the start in 1988. In 2009, Chevy Chase Bank was purchased by Capital One for a reportable amount of $520 million dollars. Capital One is large employer, with over 30,000 employees. Capital One has sectors located in Texas, Canada and England.  

Capital One Online Banking - Brick Mortar Locations Commercial for Services

Financial Products Offered Via the Capital One Online Banking System is the bank’s official website. Users can login using the top right link titled “Access your account.” Users can also use the drop down function the left side to manage an auto loan, banking account, rewards, and other options. Users and non users can apply for a car loan through the homepage under the “Top Requested” links. Capital One also allows anyone to open an online account by using the “save with an online account” link. The FDIC insures up to $250,000 per account for a Capital One account. If users are looking for a better interest rate on savings accounts, Capital One offers InterestPlus Online Savings accounts. InterestPlus Online Savings accounts can earn 1.35% plus an extra 10% bonus on all interest earned. If you are interested in this product offered by the bank, see the company’s website for the official FAQ and disclosures.

Capital One offers credit cards for those who have little to less than perfect credit. Pay close attention to the terms and conditions before applying; some cards are known to carry yearly fees. However, fees may be dropped for paying on time, every time. Read over offers carefully, some offers will specify a low introductory rate of 0% percent for a certain time period. If you are paying a higher interest rate through another bank, this may be beneficial for those who wish to save money on interest. Read over any balance transfer fee costs before you take advantage of any offers. Balance transfer fees may vary.

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