ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel
  • »
  • Personal Finance»
  • Managing Credit Cards & Payment Options

Cash Back Credit Cards Review

Updated on January 28, 2010

Cash Back Credit Cards Review

Here is my little cash back credit cards review.  You may think that receiving a credit card that has the feature where it gives you cash back is a smart choice.  It sounds nice when you can go out to a shopping mall and make some random purchase with your cash back credit card and instantly get money in your hand.  I would personally love to get money in my hand after I use my credit card.  However, I let reason kick in.   Do you think that there is a catch with cash back credit cards?  You may be on the right track here...

Cash back credit cards review:

There exists these cash back credit cards that claim they can give you money without any problems.  It is amazing, they give you around 1% of money on the total that you accumulate from your purchase.  This is FREE cash in your hands!  There can't be anything wrong with FREE money from a credit card right? Maybe....

If you are a hefty spender--going out to a mall and spending $1000 in one run, there may be an illusion that this type of credit card is a life saver.  You should really take note that there is a small detail left out; you do not always get money back for the money that you spend in a shopping spree (any shopping for that matter).  The company may claim that they have a credit card that will ALWAYS give you money with a purchase.  However, they usually give you a predetermined rate of money in your hand after your purchase.  So don't think if you spend thousands of dollars you will get a large amount of money back.   Make sure you are well informed about the cash back credit card that you have.  Read the contract before you sign it!

Remember the credit card companies are in business.  This "FREE money" is a marketing tactic that lures in people that need money.  Guess what, that is all of us!  So this is the perfect scheme to let people join their bandwagon. Don't forget, before you get approved for the wonderful cash back credit card, you will get probed with a credit check.  How is your credit anyway?

These credit card companies will have to see your credit history.  If you have bad credit, you may be out of luck with receiving this amazing cash back credit card.  Thus, only if you have great credit will you receive this great credit card.

But if you insist on getting a credit card with this feature, make sure you pay your due diligence.  It is possible to find a credit card that fits as snug as your old loafer.  Some companies may give your a cash back offer that has the right rate of return for you. You may find a company that has hardly any limitations.  Once again, they are in business trying to beat their competitors! Research and you will find the right fit!

Have you made a decision on whether or not you want to get a cash back credit card?  If you have nothing to hide, like bad credit, you are in the clear.  Do your research and find out what company will rub you in the right way.  I hope my cash back credit cards review was good for you.  Good luck with trying out cash back credit cards.

Comments

Submit a Comment

No comments yet.

working

This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: "https://hubpages.com/privacy-policy#gdpr"

Show Details
Necessary
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Features
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Marketing
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Statistics
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)