ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Cutting Costs: Frugal Living on Everything

Updated on October 16, 2013

Getting Thrifty at all times


Get more done with less budget

Frugal living means cutting costs on everything that your money, time and effort are spent everyday. When you're at home, in the office, restaurant or gym, compose yourself to follow the path of a poor man.

There's a big difference between being frugal or cheapskate. The former is when you are happy to do it while the latter still has a guilt feeling when trying to become tightwad or spendthrift.

So, here I go again, hitting the letters on my computer's keyboard; trying to finish this hub while minimizing the use of electricity. I don't have to sleep late just to complete this article.

I'll make it simple and you can add comments as I present some tips that I experienced while making things end meet. I used the phrase several times to stress that simple living doesn't mean you'll not be updated with the latest on cars, clothing, entertainment, books, foods and news.

You're in control of yourself and the start of a happy and simple living begins now.


1. Be cheap with nutritious foods

FRUGAL EATING means cooking your own food. Create your own menu. Eat less meats, more on vegetables. You can grow your own veggies for fresh salads. Go organic as the ads promote. Avoid frequenting cozy restaurants and fastfood, not to mention the health hazards.

You can bring your own food at the office. Avoid drinking too much sodas for it brings too much calories in your body. Drinking water is the safest. It will not make you fat but keep your body hydrated.

We spend lots of money on food. To cut costs, you can rely more on pasta products. You can eat more but it will not make you obese.

Avoid fatty or fried foods. It's safe to boil, steam, broil or barbecue it to eliminate bad cholesterol.

Create your own weekly menu in order to monitor your food intake.


2. Have a minimalist wardrobe

CHEAP CLOTHING doesn't mean hand-me-downs or donations from charity institutions or Salvation Army. You can still buy affordable clothes but create a minimalist wardrobe. I'm a casual-type of person when it comes to clothing. Jeans, plain shirts (white, black) with rubber shoes or sandals.

With less but presentable clothes, you will avoid too much clatter at home. As long as you're presentable, you'll not be the center of criticisms.

.Have a set of formal attire that you can use for a formal gathering.


3. Frequent the library for free entertainment

Free entertainment means public libraries that are being updated nowadays. More donations on books, magazines, newspapers or DVD movies are the things you can borrow from it.

You don't need cable in order to watch your favorite films or buy books if you can just borrow it.

Entertainment can cost you money, a lot, just to play computer games or watching movies at the theater..

You can watch some free shows at the park. If you like classical or rock concerts, you can cheer your heart out while the artists are performing.

You can still have fun without paying for it. It doesn't have to be costly


4. Rent a house.

RENT a house or a room and you can still save some money. It may not a sound decision but paying for a brand new home will surely exhaust your pocket.

House mortages and its interest can accumulate that if your payments are delayed, the bank can still another interest on it.

You can still buy a home in the future as your savings pile up while you're still working. It doesn't have to be huge that you'll encounter problems in maintaining it.


5. Drive a smaller car or a bike.

It is more practical to have a smaller car that SUVs and the like. You can save gas and it;s still comfortable, even with your family.

When it comes to biking, you can really save money. Not only that; it will help you body toned up. Going to office with bike is easy while you're having a dose of daily exercise, especially your legs.

Photo Source:
Photo Source:

6. Save electricty.

 My computer doesn't consume much of the electricity at home but electric fan. I used to argue about it with my mom.

Instead of using a dryer of the washing machine, you can sundry your clothes. It will miminize your power bills and still, you can sanitize your clothes due to the infra-red rays of the sun.

Instead of incandescent lamp, use flourescent light because it minimizes electric usage.

Photo Source:
Photo Source:

7. Don't shop frequently.

Shopping is a temptation to spend more of your money, through cash or credit. Instead of visiting the mall daily, you can buy your groceries weekly.

Choose food items that can last for long or with long shelflife.

Fresh food and vegetables will only last for a week, so, you need to but it once a week.

Look for items at the SALES section. Or you can buy USED items when you needed it badly.


Conserving Water: Photo Source:
Conserving Water: Photo Source:

8. Conserve Water.

It's not only drinking water, but minimizing our water usage in everything we do. From cleaning alleyways, watering plants, washing dishes, taking a bath and other things that involve the use of water at home.

Aside from drinking the usual eight-to-ten glasses everyday, everyone can participate in water conservation by reusing it in other household chores and public activities.

If you have children, you have to teach a thing or two about water economy, since most of those young ones are used to waste water, specially when taking a bath (amid the shrieks and scolding).

Old newspapers are still sources of information. Photo
Old newspapers are still sources of information. Photo

9. Don't burn old newspapers.

Or any other paper, don't burn it if possible.

There are lots of projects that you can do. You can make necklaces from strips of papers, lanterns for Christmas season,eco-friendly bag wrapper that is good for the environment, decoration at home, colorful masks, the list goes on and on.

And you can still earn from eat, aside from selling it at the junk store.

Teach young ones to save. Photo Source:
Teach young ones to save. Photo Source:

10. Save money for the future.

That's a fact.

After the shutdown of many business, recession, calamities, emergencies and all, you can still rely on the old piggy bank and hear the clinking of coins that will be useful in times of dire need.

Even the cooperative where I am an active member used to encourage us, young and old, to save via coin bank.

Because when all the banks go bankrupt, then the one you can still rely on is your coin bank.

This list will be endless and you can add more worthwhile tips while living in your car.  Just for a change of atmosphere while savoring the simplicity of frugal living.

FRUGALITY, I may say.

Frugal Update-Episode 1 c/o FrugalUpstate


    0 of 8192 characters used
    Post Comment

    • travel_man1971 profile imageAUTHOR

      Ireno Alcala 

      7 years ago from Bicol, Philippines

      @Dianemae: Thanks, ma'am. Tips abound here on HubPages that people can learn a thing or two.

    • Dianemae profile image


      7 years ago

      I picked up some wonderful tips. Good job.

    • travel_man1971 profile imageAUTHOR

      Ireno Alcala 

      7 years ago from Bicol, Philippines

      @okmom: Thanks for that glimpse into my hub. Glad you read it, too. :D

    • travel_man1971 profile imageAUTHOR

      Ireno Alcala 

      7 years ago from Bicol, Philippines

      @earthbound: I'm like that, too! Once, I was lucky to grab that polo and pants from the manequin because it's already on SALE (LOL!).Or just brave yourself to haggle. Sometimes, they'll give you the base price not the tag price on an item.

    • okmom23 profile image

      Donna Oliver 

      7 years ago from Midwest, U.S.A.

      Great hub! Wonderful tips and a glimpse into your joyful journey! A pleasure to read.

    • earthbound1974 profile image


      7 years ago from Bicol, Philippines

      Can't help to shop whenever I have money to spare. But I do it wisely, especally those on SALES section.

    • travel_man1971 profile imageAUTHOR

      Ireno Alcala 

      7 years ago from Bicol, Philippines

      Hahaha! Most women can't resist the urge to grab what's the latest trend in fashion, huh! Anyways, thanks for dropping by Simone.

    • Simone Smith profile image

      Simone Haruko Smith 

      7 years ago from San Francisco

      EXCELLENT tips! Hahaa- or maybe I say that out of narcissism since I do all of these things... well- except for the minimalist wardrobe. @_@


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)