ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Dave Ramsey's Financial Peace University Overview

Updated on June 19, 2013
Rather than breaking the bank, use Financial Peace University to help get your finances on track.
Rather than breaking the bank, use Financial Peace University to help get your finances on track. | Source

What To Expect from FPU

Thinking about taking FPU but not really sure what to expect? As a recent "graduate" of Dave Ramsey's Financial Peace University, I wanted to share a high level overview of what to expect with FPU. Like most things in life, the more you put into it, the more you get out of it.

What is FPU?

FPU, or Financial Peace University, teaches people the basics of handling money. Through videos teaching, class discussions and interactive activities, students change their relationship with money. The 9-week course is designed to give you the foundation to reach your financial goals, from getting out of debt to building lasting wealth.

Prices may vary throughout the year, but typically cost about $99. Courses are held in small-group settings with weekly meetings, often at local churches and community centers. Your instructor and fellow students will help guide you on your journey, no matter where you are in your financial story.

Why Take FPU?

There are a lot of reasons to take Financial Peace University. Here are some of the common reasons for taking FPU:

  • To take control of ones finances
  • To learn about investing
  • To understand budgeting and how it can help one reach his or her financial goals
  • To get out of debt
  • To change one's relationship with money
  • To get on the same page about money as one's partner
  • To leave a lasting financial legacy for one's family, church and community
  • To learn how to build wealth

For me, personally, I took FPU as a way to grow financially and leave a lasting financial legacy for my family and church.

4 Main Elements Of FPU

Financial Peace is truly a journey. Thankfully, there are four main elements of the program to guide students on this journey.

  • Teaching - Each week there are fun and engaging video lessons featuring Dave Ramsey and his teaching team.
  • Workbook - Members are given a workbook the first week that walks them through each lesson to supplement the classroom learning.
  • Class discussions - Students go through the course with others, allowing for challenging group discussions and activities.
  • Online resources - FPU Central offers a vast collection of bonus resources that students can access.

FPU Welcome Kit

On your first day of class, you are given a welcome kit fool of tools to help you maximize your learning.

  • Progress poster - to remind you of where you are and where you need to go
  • Audio CDs and case - listen to the teachings even after the class is over
  • Membership ID - to access the online materials at FPU Central
  • Pencil, eraser, sharpener and bookmark - simple tools to get started
  • Member workbook - to follow along for the weekly lessons
  • Budget forms folder - a place to file away your forms
  • Free lesson tickets - pass these tickets out to anyone you feel could benefit from FPU
  • Complete Guide To Money (book) - This book tracks along with your workbook
  • Envelope system - Dave's easy-to-use cash management system

Baby Steps

FPU is centered around 7 baby steps

Your Personal Financial Success

The FPU program is divided into 7 baby steps, starting with saving a thousand dollars to building true wealth

While the class itself is only a 9-week commitment, your financial journey will take longer than that. The class is just the beginning. Each person moves through the baby steps at their own pace. For some, getting out of debt can take years. For other, they may be starting the class with $0 debt. No matter where you are on your journey, FPU can help you reach your goals.

I finished the class about 2 months ago and I am still writing my financial success story. If you are contemplating FPU, I encourage you to take the plunge and start your journey to financial peace.


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)