ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Different Low-Risk Short Term Investments You Should Know

Updated on February 18, 2014

If you are not yet ready to make long-term investment, then you must try to invest in a short-term basis first. Short term investments may only span from 1 to 10 years, which is quite different from long-term investments that might span more than 10 years to a lifetime. As this might be the case, it is very obvious that long-term investments have higher return of investment. Retirement plan and pension are among the examples of long-term investment. However, if time is of an essence for you, then consider short-term investment instead.

There are different short term investments that you can sow today and reap its sweet fruits in the future within the fastest time frame possible. In addition to this, short-term investments are less complicated and more relaxed compared to long-term investments. You can even use short-term investments as a type of solid foundation on which you can build upon your long-term investments. With these in mind, it will be great if you know the different types of short-term investment.

The first short term investment you might want to consider is buying gold. Investing in gold today at a lower price and selling it for a greater price in the future will definitely give you more returns. Gold is particularly easy to transport and store. You can easily protect it as well from thieves. Gold is very easy to sell since it is not only used for jewelry, but also in cosmetics, finance, electronics, medicine, and many others. So how are you going to earn through gold? Well, the value of gold is not constant. Like any currency, it fluctuates from low to high or high to low. Thus, if you are able to buy gold for a lower price, wait until its value rises, then you can finally sell it for a higher price.

Another option is to buy government securities and bonds. Since securities and bonds are kept by the government, your short term investments are in good hands. There are many ways that you can start investing in security bonds. You can inquire to Legacy Treasury Direct to get more information about this method.

Social investment may also be an option for you. It is like creating a group and pooling your money together to start a business and generate income. The effectiveness of this method greatly depends upon the stability and goodwill of the organizational group.

You might have heard of time-locked investment. It is the method of investing your money on a particular institution or company. Upon investing, you agree that you cannot use your money or withdraw it within a certain period of time. When your money “matures”, you can withdraw the money along with the interest.

Finally, you can try Unit Investment Trusts (UIT), which offers investing opportunities through different portfolios. There are a lot of companies that specialize on UIT that provide short term investments. All of these companies contain Trust indenture. Depending upon the type of UIT, you can get considerable return of investment upon maturity of your investment.


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)