ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Forced Retirement: Has This Happened to You?

Updated on December 29, 2013

When a person who is under 50-yrs, usually, has been unemployed for over a year, one tends just to look at it as that. But, many are over 50 and through a variety of circumstances tend to view it as "forced retirement".

The problems for those 50 and older who have been unemployed for a long time is that they face a bad situation. They face age discrimination, the subtle technique used by managers in their 30's-40's. In some cases, the hiring manager could be the son or daughter. Age discrimination can even happen well before the interview simply by accessing the applicants social media accounts or googling their name. Many times, the manager is influenced by finding out the well skilled 55-year old might not be a good fit for a younger staff especially if the older is subordinate to the younger. Unless there is a "smoking gun", it is very impossible to cite age discrimination, but one senses it from what excuse is used when seeking feedback. Comments like, " we just didn't think it was a good fit", or, "our culture may not be the best for you".

Those into "forced retirement" find going back to school to learn new skills or improve existing ones difficult for monetary reasons because they are on a fixed income. Getting a loan is difficult if you cannot afford it. Getting a grant is the same. Going back to school can be a good or bad experience. A person who is 60, could be old enough to be the grandparent of a fellow 20-yr. old student. Just weird. Even the professor could be their offspring. Yes, all of these are psychological hurdles in reality, but they must be overcome to succeed. It is not easy when you have to retool, relearn, skills, and being on a limited income.

Another problem is simply even getting a low paying job, let alone, one that you have not done for a year. At the bottom are the low paying ones. Here, you have the skills and so much more, but the job goes to another. Is it because of your age? Not bilingual? Bad timing? Maybe, you can easily learn the job, yet, your resume reflects past work that is totally unrelated. That is frequent, like, an unemployed manager applying for a janitorial job. Of course, he can easily learn the few skills needed, yet, because there is no experience showing that on the resume, he is passed up. No amount of explanations will help if there are other applicants with such experience, even a little of it. Part of the problem is that the hiring person knows this applicant is capable and could do the job. But, because he is overskilled or educated, hiring them would seem like a waste because they will leave, while a person who has done it for awhile with less education\skills will more likely stay.

So, for the many who have been forced into retirement (in a sense), the older they are, the more the above problems happen. It is a real conundrum and keeps the unemployment rate high because of the millions of baby boomers from age 50 and beyond. As these people survive on their retirement funds and deplete them, they go on welfare to help. It would nice to have a government mandated program for those over 50-years that are in this situation. Work subsidy programs do not solve it because the employer must agree to do it.

For many, retirement will not be the "golden years", but one of trying to avoid falling through the safety net.

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)