- Personal Finance
Free household budget and expenses spreadsheets and templates
Getting started with a budget
If you are like many, the challenging economy has caused us to take a look at our personal finances and consider budgeting. Good news! Budgeting doesn't have to be painful!
In fact, if done correctly budgeting can be fun and will actually provide you with more freedom financially than most can imagine. Keep reading below to find some free household budget spreadsheets.
Find the worksheet that best suits your needs and adapt it to your own financial situation. No two families will have the exact same expenses, therefore there is no one-size-fits-all approach to this.
Budgeting books and tools
What programs to open the spreadsheets with
Many of the household budget sheets are in Excel format (which has an .xls extension). But the good news is that you don't necessarily need Excel to open their spreadsheets.
OpenOffice.org is a free software package that offers similar programs to Microsoft Office. The programs are not exactly the same, but are very similar. And the spreadsheet program that comes with OpenOffice will import Excel files just fine.
Google Docs is another great free solution to open the free worksheets. Within Google docs you can import worksheets with the .xls extension and many of them will work flawlessly. If it is a complex spreadsheet, some of the functionality may be lost in the import. Also be warned that Google docs (since it is online software) will not process data as quickly as Excel or Open Office.
If neither of these Excel alternatives work for you, just do a little googling and you will surely find many other ways to import Excel sheets.
Household budgeting links
- 5 Household Budget Templates That Will Help If You Actually Stick With It
If you are like many, the challenging economy has caused us to take a look at our personal finances and consider making a budget. Good news! Budgeting doesn't have to be painful!...
- How To Use The Envelope Budgeting System
There's nothing like a good, old fashioned budget. But how do you do one? With envelopes! Learn this timeless technique for managing your finances.