ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Free household budget and expenses spreadsheets and templates

Updated on August 21, 2014

Getting started with a budget

If you are like many, the challenging economy has caused us to take a look at our personal finances and consider budgeting. Good news! Budgeting doesn't have to be painful!

In fact, if done correctly budgeting can be fun and will actually provide you with more freedom financially than most can imagine. Keep reading below to find some free household budget spreadsheets.

Find the worksheet that best suits your needs and adapt it to your own financial situation. No two families will have the exact same expenses, therefore there is no one-size-fits-all approach to this.

What programs to open the spreadsheets with

Many of the household budget sheets are in Excel format (which has an .xls extension). But the good news is that you don't necessarily need Excel to open their spreadsheets. is a free software package that offers similar programs to Microsoft Office. The programs are not exactly the same, but are very similar. And the spreadsheet program that comes with OpenOffice will import Excel files just fine.

Google Docs is another great free solution to open the free worksheets. Within Google docs you can import worksheets with the .xls extension and many of them will work flawlessly. If it is a complex spreadsheet, some of the functionality may be lost in the import. Also be warned that Google docs (since it is online software) will not process data as quickly as Excel or Open Office.

If neither of these Excel alternatives work for you, just do a little googling and you will surely find many other ways to import Excel sheets.

Microsoft Budget spreadsheet

Microsoft Budgeting Spreadsheet

The Microsoft Budget Spreadsheet
The Microsoft Budget Spreadsheet

Family budget planner spreadsheet

Family household budget spreadsheet
Family household budget spreadsheet

Household budget template

Household budget template

Household budget template
Household budget template

How to create a budget Video

Budgeting Poll

What do you use to budget?

See results

Excel spreadsheet tips for creating a personal budget

Dave Ramsey on budgeting

Printable Budget Worksheets

Do you use spreadsheets to budget?

    0 of 8192 characters used
    Post Comment

    • e13o13 profile image

      e13o13 5 years ago

      Thanks Patti! Glad you found the templates helpful!

    • e13o13 profile image

      e13o13 5 years ago


    • profile image

      Excel Spreadsheets 6 years ago

      Thanks for the templates. I advise others to use personal finance templates as well. Not only if you are struggling though. It benefits everyone to accurately track your finances.


    • Csjun89 profile image

      Csjun89 7 years ago

      Very useful hub!