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Get Verified on Paypal – My ePrepaid MasterCard from BPI

Updated on November 9, 2015
My ePrepaid MasterCard comes in Indigo (top) and Azure (bottom) Cards
My ePrepaid MasterCard comes in Indigo (top) and Azure (bottom) Cards

My ePrepaid MasterCard from BPI

One way to get verified on Paypal is the use of My ePrepaid MasterCard from BPI. If you are from the Philippines and you have a Paypal account but you’re not Verified, there is another way to do it aside from UnionBank EON Card.

What is My ePrepaid MasterCard from BPI?

My ePrepaid MasterCard from BPI is a reloadable prepaid card. Which you can use to shop from MasterCard affiliated shops worldwide and online. And it can get you verified on Paypal.

This card can be used like any other credit card but, as defined, it is reloadable prepaid card. You have to put money in it before you can use it. Reloading is through BPI channels available 24/7.

How do you apply? You can apply online. Check out the sites of BPI Express Online.

When you apply for this card, you will be taken to their BPI Prepaid Cards Purchase Agreement. Don’t leave the page as you will need to print it (instructions at the bottom of the page) and take it with you to claim your card. Then click I Agree and you will be taken to the application form.

Read the important points, select type of card (My ePrepaid), choose your color, then start filling out the application form. At the bottom you are asked to nominate a BPI branch or BPI Express Banking Center where you can pick up your card. Click Branch Locator and you are going to be sent to another page: Find Us – Branch Locator.

For My ePrepaid Card, choose Bank of the Philippine Islands and select an area. If you are from Metro Manila, click Metro Manila and choose your area from the drop down menu. If you are from Makati, click Makati, and click Submit at the bottom.

You are then going to see a page of all the BPI branches in Makati. Find the one nearest you. For example, Buendia Center. There is a number before Buendia Center which is 372. Take a note of that and go back to the application form. Under Branch Locator, write the name of the BPI Branch you selected and the code which is 372.

Check your details and follow all instructions carefully (print the form) and Submit. Print the confirmation page that will appear after you click submit. It will instruct you when to pick up your card (after 5 working days for GMMA, and after 7 working days outside GMMA). Instructions on what to bring to claim your card are in the Confirmation Page.

One valid ID is required to claim the card and payment of the processing fee which is Php500.00 within GMMA and Php600.00 outside GMMA.

By the way, My ePrepaid MasterCard BPI can only be used to verify your Paypal account. You cannot use it to withdraw funds from Paypal. It helps if you have another BPI account, such as BPI Easy Savers. If you have another BPI Account, the nice people at BPI are going to ask for your account number when you claim your My ePrepaid MasterCard and enroll your accounts together online, so you can easily reload your ePrepaid card from the other account. The people from my BPI Branch did this for me, maybe because I told them my purpose for applying for an ePrepaid card is to get verified on Paypal, or this is the SOP.

IMPORTANT: Be sure that the details you have on your card is exactly the same as the details you have in your Paypal Account. Example: In your address, be sure that when you have the word “Subdivision” in Paypal you don’t abbreviate it in your bank details. If you have written “Subd” in your Paypal Account, please do the same in your ePrepaid Details. Be careful with the other words such as Barangay and Brgy, or Block and Blk, Lot and Lt, they should be the same as your details in Paypal. This is very important so that you get your money from Paypal without any hassle.

Get Verified on Paypal

So, let’s say you have your My ePrepaid MasterCard BPI already, and you are so eager to use it to verify your Paypal Account. First, be sure your ePrepaid Card has a load of more than a hundred pesos because part of the verification process is that Paypal is going to take Php100.00 from your card, which they are going to return after the verification process. This is just to ensure that you are the owner of the card that you are using. Don’t worry about it! Paypal returns the money without any deduction.

Log in to your Paypal Account and click Verify. When asked for type of card, click MasterCard. Put in all your card information. As I said, it should all be the same as the info in your Paypal Account, otherwise, Paypal is going to reject your card. After checking that everything is correct, click submit. Follow instructions as Paypal is going to require a verification code to complete the process.

You cannot get the verification code right away, as Paypal is going to tell you that they charged a hundred pesos or its equivalent from your MasterCard ePrepaid card to make sure it is yours. The charge creates a unique 4-digit code that will show up on the card statement in a few days.

The code will appear on the description field of your online credit card statement after 2-3 business days. If you can’t check online, you will have to wait for your card statement which might take 30 days to come in the mail.

If you don’t have time to wait, then you can send an email to: and request for the verification code. Don’t forget to include your BPI My ePrepaid MasterCard Number and your full name. You may get the code in less than 2 or 3 days.

Anyway, Paypal is not going to leave you groping in the dark. They send you an email for further instructions. They help you recognize the code. For MasterCards, it looks like this: PP*4321PAYPAL -- *EXPUSE where 4321 is the 4-digit verification code. Anyway… I’m sure you get the idea by now.

So after you get your 4-digit code, log in to your Paypal Account, and go to Overview Page. Click Confirm my Debit or Credit Card. Enter the verification code.

After you’ve successfully verified your card, the Php100 charge made to generate the 4-digit code will be reimbursed to your Paypal Account within 24 hours.

There you go! You are now a Verified Paypal Account holder!


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    • profile image

      Pepe 17 months ago

      I just had my Paypal verified a few days ago using BPI My ePrepaid. But Paypal hasn't reimbursed the Php100.00. My client also couldn't send payment to my Paypal account. Is it possible to call Paypal even if I'm in the Phil?

    • profile image

      Sagitter728 22 months ago

      I ran into so many issues trying to get my account verified because none of my cards work. So I am having Auction Essistance do it for me, but apparently they said some cards are banned?

      Is this true?

    • profile image

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    • Virgo908 profile image

      Virgo908 3 years ago

      You may apply for a My ePrepaid MasterCard at BPI Express Online or at any BPI Branch.

    • profile image

      shaides 3 years ago

      Pwde b mag apply kahit d online,

    • Virgo908 profile image

      Virgo908 3 years ago

      Hi Michelle (from Doha Qatar),

      As far as I can remember, I applied for BPI My ePrepaid Mastercard online but to claim the card, I had to be at the BPI branch that I chose. I am not sure if they accept representatives. But to be sure, you can send an email to

      BPI people are very accommodating. They reply to emails sent to them.

    • profile image

      Michelle 3 years ago


      Im currently working here in Doha Qatar.

      I have an active BPInoy International account.

      I am hoping to apply for My ePrepaid MasterCard from BPI, however I am not able to go back to the Philippines soon..

      Can anyone help me on how to get through this problem, I also want my bank account to be link to my Paypal account so I could send and receive money through Paypal.

      Please help me.

      You can email me @ or reply to this thread.

      I appreciate your help.



    • CJGrace profile image

      Chris 3 years ago from California

      Yes, everything to the T counts! I'll get everything verified, it's just going to take time. I think I should keep all information in a safe place, at least for a few years, so I don't have to go through all this trouble again.

    • Virgo908 profile image

      Virgo908 3 years ago

      Yes, Paypal does not make it easier for us. My sister in Canada had to go through so much difficulty when she changed her bank accounts affiliated with her Paypal account. But the people in Paypal are very helpful though firm with their policies. It really helps if we follow their instructions to the letter.If one info on their files does not match the info that you are giving to access your account, your transaction is going to be declined. Even spelling counts.

    • CJGrace profile image

      Chris 3 years ago from California

      That's great info, and I have a prepaid card issued by Social Security. I think my problem is that I have moved around so often in the past 10 years, and I have forgotten all my past info. Many of the phone numbers I used don't even exist anymore, or, someone else has them. PayPal should make things easier, after all, it is your account your trying to get access to!

    • profile image

      Mai19 3 years ago

      Hi!The info was really helpful.Even the bank tellers wasn't able to help me with my concern but you did.Thank you!

    • profile image

      janine 3 years ago

      Hello .

      I need help. What should I do?

      I added my e-prepaid card to my paypal acc. for verification and I just received an email from paypal that my transaction yesterday was declined because of my debit card provider did not allow it to go through. What does it means? Where I should ask for help with this?

      Thank you. Your reply is highly appreciated.

    • profile image

      tess 3 years ago

      Hi good day,

      Do I need to wait 24 hours before I can use my bpi eprepaid to get verified on PayPal?

    • jtrader profile image

      jtrader 3 years ago

      They should change it so that you can use it to draw funds from PayPal too. Thanks for sharing.

      Voted up and useful!

    • CJGrace profile image

      Chris 3 years ago from California

      Found this article interesting and since 2000, I never trust banks anymore, since it was their fault I lost my home! Ever since I've used pre-paid reloadable cards, but I'm still having trouble getting verified on PayPal. They need a copy of my ID with my current address, and I just moved, again. But this article was correct, most all pre-paid cards can get you verified on PayPal!

    • manlalakbay88 profile image

      Jethro 3 years ago from Taguig City, Philippines

      Thanks for this useful and informational hub. I will bookmark this one. :)