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Have You Been To Pay Day Loan Hell?
Pay Day Loan Hell
A friend of mine was telling me about applying for a pay day loan and he said it was one of the worst experiences of his life. I checked out his story by applying for a pay day loan and I could not believe what happened. Let me say up front that I had no intention of accepting a pay day loan but that really wasn't going to happen so I didn't have to worry about that.
I waited until Monday morning and I used false information along with a disposable cellular phone to apply for a pay day loan. I also used a free email address and I applied at about 3 different online payday loan companies. I could not believe what happened. I really don't know how a pay day loan company that is legitimate ever makes a pay day loan.
If you go to Google and put pay day loans in the search box a bunch of results will pop up. If you apply at the first three or four your going to find that all your going to get is spam. You will never be offered a pay day loan. Once you enter in all your information and apply you will start to get emails with subjects like, " Your Approved", $600 Deposit Pending, etc etc. But what you'll find if you click the links inside those emails is you'll be taken back to the same sites where you just applied for loans and you'll end up with lots more empty promises. I truly don't know the purpose of this. Why would anyone set up a system like this. But I will say if you scroll down and read the fine print it will tell you that the places you are applying for a payday loan at are not pay day loan companies. They are collecting all your personal information and you're never going to get a pay day loan.
What I would worry about more than anything is what is the fake pay day loan company going to do with all your personal information. One thing I can guarantee you is your never going to get a pay day loan from these people. Never in your life. So be extremely careful where you input your personal information.
Fake Payday Loan Companies
If you make the mistake of applying for a pay day loan at all the fake pay day loan companies out there they are asking for your most personal information. I would be very careful what personal information I entered into a online form. Trust me you do not want all these fake pay day loan companies with your social security number, bank information and etc.
If you are truly going to apply for a pay day loan go to their location in person. If you can't then apply over the phone. Ask them up front if your information is secure. Are they going to share or sell it to other people. Because trust me the fake online pay day loan companies are going to trade and sell the personal information to everyone. And they are going to lie to some of the people they sell your information to.
Just a few days after I applied for the pay day loans I started getting calls from quick talking sales people telling me that my car loan I had recently applied for had been approved. When I told the people calling that I had not applied for an auto loan most of them hung up at once. A few insisted that yes I had applied for a car loan and I was approved. Then I started getting calls telling me about all kinds of great things I had been approved for from lines of credit I had to pay for to education loans they said I was approved for but I had never applied. At one time before I turned the cell phone off I was getting 100 or more calls a day. All from people who I had never asked to call me. So yes the fake pay day loan companies were selling my information.
So remember if you do apply for a pay day loan never do it over the internet. Never enter your personal information in a on line form. Always scroll down and read all fine print. Apply for a pay day loan only in person or over the telephone. And ask them if they are going to share your information with other people. If they say they are tell them thanks but no thanks.
I promise you that if you apply at one of the many fake pay day loan companies your never going to get a pay day loan from them. All they are there for is to harvest your information and once they have your information your going to start to get spammed and I guarantee you that your telephone is going to start ringing off the hook but it is just going to be more spam. Yes they are now spamming you over the telephone.
Please feel free to post your own pay day hell stories below in the comment section and feel free to post your comments and questions. And thanks for reading.