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25 Tips on Saving Money for Beginners

Updated on April 16, 2022
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David knows some keen ways on how to help you save money or learn how money works.

The only way to save this much money is to follow the 25 easy tips in this article.
The only way to save this much money is to follow the 25 easy tips in this article. | Source

This article containing 25 quick and easy tips on saving money isn't meant to tell you what to do. I'm not an "expert", like those on some television show or YouTube channel. I'm someone who goes to work, earns a paycheck, and decides what I need to spend the money I earned on. Whether it be on a house, car, food, medical bills, or entertainment.

The difference is that over time I saw my bills increase, but not my pay. So I had to learn what I needed to cut back on in order to make ends meet and eventually start saving money. In order to help others, I wanted to share these tips in order to help people out.

Before getting to the tips, watch the video below. Realize you are not alone in trying to save money or having trouble making ends meet. We all go through it!

Have you had to resort to extreme measures in attempting to save money?

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  1. Shut off the cable TV. Instead, go with cheaper alternatives like Netflix or Hulu. The average cable TV bill is $100 per month, while Netflix can be as low as $10 per month. With the growth of streaming services, try not to have more than a few otherwise you will be paying just as much as cable!
  2. Stop buying video games. You can rent games through services like GameFly or buy used games instead of new games. A new game can cost $60 but renting a game through GameFly can be as low as $20 a month.
  3. Cut back on how much power you use. Shut of the air conditioner, turn the lights off, and power down the electronics. The same can go with any gas appliances. Energy efficient appliances can be good as well in saving costs.
  4. Stop wasting water. Take shorter showers, cut back on watering the garden, and teach your kids how to use water responsibly. This is especially important in areas that are in a drought. Do what I did, replace your grass yard with a nice rock yard!
  5. Cut the landline phone. Having a home phone is no longer necessary with cell phones. For cell phones, monitor your usage. If you have a high data plan, but do not use enough data to justify it, then reduce your plan to save some money.
  6. Use Craigslist. I sell and buy things on Craigslist all the time. I even find stuff for free on Craigslist, so it's definitely worth checking out. Just be careful when dealing with those online. Always have someone with you when dealing with someone from Craigslist.
  7. Wear your clothes out. The latest fashion is not always the best. So, wear your clothes out until you feel you have no choice but to replace them. When you need to replace clothes, there is nothing wrong with going to Walmart or Target instead of places like Macy's.
  8. Buy in bulk. Go to places like Costco to buy products in bulk, but do not buy food that could expire quickly unless you know you can use it. Buy things like toilet paper and pet food instead.
  9. Make your own meals. Frozen meals and fast food are quick and lazy, but it is not cost effective. Making your own meals is best for your health and wealth.
  10. Plan out your road trips. If you are out when everyone else is, it only adds more time to your trip and wears your car down even more. It could result in using more gas too. So do your errands during the slow parts of the day. You could also shut your air conditioner off to save on gas!
  11. Watch your money daily. I check my accounts daily and track everything to watch my spending. I can watch for any suspicious activity on my accounts as well. Lastly, set up e-mail and text alerts so you can see when money is spent, if there is a deposit, etc. This allows you to track your funds.
  12. Hit the local scene. Some of the best forms of entertainment can be found locally through sports, music, and more. Hit the downtown area or checkout local websites online to find those activities.
  13. Use the internet. Reading this right now? Then you are saving money by not doing other things. The internet has enough things to do to last a lifetime!
  14. Do not get in trouble with the law. Even a minor ticket can run hundreds of dollars in fees. So, watch yourself out there.
  15. Cancel your newspaper and magazines. The internet covers most news and articles you would ever need. If anything, switch from paper to digital. It tends to be cheaper.
  16. Do not buy the latest and greatest gadget. Buy last year's model. It is cheaper and works just as good. This goes with phones, computers, etc.
  17. Keep your furniture. Restore your old furniture or fix it up. Do not throw it out just because a part of it could be damaged. Eventually that piece of furniture could be an antique.
  18. Use credit - responsibly. Credit cards help your credit score, just be careful how you use them and watch that credit limit. Pay your balance monthly so you do not incur any interest.
  19. Make lists. If you need to buy something, always make a list. It stops you from splurging. You could also make a list on how to save money!
  20. Shop at your local discount grocery store. These places have name brand products at lower prices. The variety may not be great, and you could find different items at separate times, but you will always save money.
  21. Go to estate and yard sales. Estate sales offer gently used items at dirt cheap prices. Yard sales can be risky but can be worth it as well.
  22. Stick with a reliable car. Do not buy a huge SUV or a fancy sports car. Instead, get a reliable car with good gas mileage. Hybrid cars work as well to save on gas.
  23. Get a second job. While working a second job you will not be spending money. Instead, you will be earning money!
  24. Make your own stuff. It could be your own clothing or a gift for someone else. Making it yourself is almost always cheaper than buying it directly.
  25. Find affordable housing. Share a space with a trustworthy roommate, rent out a room, or buy a home instead of renting. Buying a home is expensive, but it's hardly worth it to pay someone else for a property you don't own.

Why are you trying to save money?

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This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

© 2012 David Livermore


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