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25 Quick and Easy Tips on Saving Money

Updated on January 31, 2020
davidlivermore profile image

David knows some keen ways on how to help you save money or learn how money works.

The only way to save this much money is to follow the 25 easy tips in this article.
The only way to save this much money is to follow the 25 easy tips in this article. | Source

Before You Read The Tips

This article containing 25 quick and easy tips on saving money isn't meant to tell you what to do. I'm not an "expert" on some television show. I'm someone who goes to work, earns a paycheck, and decides what I need to spend the money I earned on. Whether it be on a house, car, food, medical bills, or entertainment.

The difference is that over time I saw my bills increase, but not my pay. So I had to learn what I needed to cut back on in order to make ends meet and eventually start saving money. In order to help others (and yes, earn money by writing online), I wanted to share these tips on order to help people out.

Before getting to the tips, watch the video below. Realize you are not alone in trying to save money or having trouble making ends meet. We all go through it!

Save by Cutting the Cord

  • Shut off the cable TV. Instead, go with cheaper alternatives like Netflix or Hulu. The average cable TV bill is $100 per month, while Netflix can be as low as $10 per month. With the growth of streaming services, try not to have more than a few otherwise you'll be paying just as much as cable!
  • Stop buying video games. You can rent games through services like GameFly or buy used games instead of new games. A new game can cost $60, but renting a game through GameFly can be as low as $20 a month.
  • Cut back on how much power you use. Shut of the air conditioner, turn the lights off, and power down the electronics. The same can go with any gas appliances. Energy efficient appliances can be good as well in saving costs.
  • Stop wasting water. Take shorter showers, cut back on watering the garden, and teach your kids how to use water responsibly. This is especially important in areas that are in a drought. Do what I did, replace your grass front yard with a nice rock yard!
  • Cut the landline phone. Having a home phone is no longer necessary with cell phones. For cell phones, monitor your usage. If you have a high data plan, but don't use enough data to justify it, then reduce your plan to save some money.

Have you had to resort to extreme measures in attempting to save money?

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Buy Big and Online to Save Money

  • Use Craigslist. I sell and buy things on Craigslist all the time. I even find stuff for free on Craigslist, so it's definitely worth checking out. Just be careful when dealing with those online. Always have someone with you when dealing with someone from Craigslist.
  • Wear your clothes out. The latest fashion isn't always the best. So wear your clothes out until you can start seeing holes in them. When you need to replace clothes, there is nothing wrong with going to Walmart or Target instead of places like Macy's.
  • Buy in bulk. Go to places like Costco to buy products in bulk, but don't buy food that could expire quickly unless you know you can use it. Buy things like toilet paper and pet food instead.
  • Make your own meals. Frozen meals and fast food is quick and lazy, but it's not cost effective. Making your own meals is best for your health and wealth.
  • Do your errands before rush hour. If you are out when everyone else is, it only adds more time to your trip and wears your car down even more. It could result in using more gas too. So do your errands during the slow parts of the day.

"If saving money is wrong, I don't want to be right!"

— William Shatner

Watch Your Money to Save Your Money

  • Watch your money daily. I check my accounts daily and keep tabs on everything to watch my spending. I can watch for any suspicious activity on my accounts as well. Lastly, set up e-mail and text alerts so you can see when money is spent, if there is a deposit, etc. This allows you to keep tabs on your funds.
  • Move to an apartment. Apartments can be expensive, but they can offer free utilities and it's less maintenance overall. If you are struggling with house payments, sell your house and move while you can. A condo is another good alternative.
  • Hit the local scene. Some of the best forms of entertainment can be found locally through sports, music, and more. Hit the downtown area or checkout local websites online to find those activities.
  • Use the internet. Reading this right now? Then you are saving money by not doing other things. The internet has enough things to do to last a lifetime!
  • Don't get in trouble with the law. Even a minor ticket can run you hundreds of dollars in fees. So watch yourself out there.

Why are you trying to save money?

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The Latest Gadget Isn't Always Necessary

  • Cancel your newspaper and magazines. The internet covers most news and articles you would ever need. If anything, switch from paper to digital. It tends to be cheaper.
  • Don't buy the latest and greatest gadget. Buy last year's model. It's cheaper and probably works just as good. This goes with phones, computers, etc.
  • Keep your furniture. Restore your old furniture or fix it up. Don't throw it out just because a part of it could be damaged. Eventually that piece of furniture could be an antique.
  • Use credit - responsibly. Credit cards help your credit score, just be careful how you use them and watch that credit limit. Pay your balance monthly so you don't incur any interest.
  • Make lists. If you need to buy something, always make a list. It stops you from splurging. You could also make a list on how to save money!

Do you waste money?

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Buying Used Almost Always Saves Money

  • Shop at your local discount grocery store. These places have name brand products at lower prices. The variety may not be great and you could find different items at different times, but you will always save money.
  • Go to estate and yard sales. Estate sales offer gently used items at dirt cheap prices. Yard sales can be risky, but can be worth it as well.
  • Stick with a reliable car. Don't buy a huge SUV or a fancy sports car. Instead, get a reliable car with good gas mileage. Hybrid cars work as well to save on gas.
  • Get a second job. While working a second job you won't be spending money. Instead, you'll be earning money! Not the best tip, but working two part-time jobs is better than just one.
  • Make your own stuff. It could be your own clothing or a gift for someone else. Making it yourself is almost always cheaper than buying it directly.

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

© 2012 David Livermore


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    • profile image


      6 years ago

      Greats tips! It's great to buy in bulk especially because of the discounts!

    • drpennypincher profile image

      Dr Penny Pincher 

      6 years ago from Iowa, USA

      I was hoping to stick with my reliable old car- a 13 year old Honda Civic, but I hit a deer and it was totalled! Now I appreciate my old car even more. Driving a reliable car for a long time is a great way to save money. Buying a car is expensive and they depreciate very quickly.

    • joym7 profile image


      7 years ago from United States

      Awesome list! These tips will be very beneficial in saving money.

    • davidlivermore profile imageAUTHOR

      David Livermore 

      8 years ago from Bakersfield, California, United States

      The only reason to keep your landline is if you have to dial 911. But even then, it's becoming easier to track a cell phones location. I haven't had mine for many years, and it's never been an issue.

    • shawna.wilson profile image


      8 years ago from Arizona

      I've used many of these tips to lower our monthly spending. I'm considering cancelling our landline, but for some reason I'm nervous to do it! I wish I lived in a place where I could forego A/C, but I don't. Great tips though. And I understand what you're saying about the pets...I just spent almost $50 on dog food. Blah!

    • Bobski606 profile image


      8 years ago from U.K

      Those are certainly some great tips! In the last 6 months we've put most of those tips in action and we've managed to save at least £700 which is a really big achievement for someone who was in a lot of debt till last year.

      Sometimes it is difficult to reign in the spending on a day to day basis. I find it necessary to splash out from time to time just to have some fun or to get a new gadget that I've been saving for. There's no way that I could live like this 100% of the time but a good 90% good and 10% fun split works well for me.

    • davidlivermore profile imageAUTHOR

      David Livermore 

      8 years ago from Bakersfield, California, United States

      True enough.

    • iamvijay profile image

      vijaya kumar 

      8 years ago from Chennai, India

      Ya i to agree if we follow these tips that is given by you we will surely save lots of money.

      But on other side we will lost all our enjoyment that is in the world so i request to follow but not that much life is to enjoy so try to enjoy as much you can.

      Thank you,

      Have a great day.

    • davidlivermore profile imageAUTHOR

      David Livermore 

      8 years ago from Bakersfield, California, United States

      I'm sorry you disagree with my suggestions. Not going out to eat is a good suggestion. But what if you are required to for your job?

      Perhaps you can write a hub of your own with suggestions. If you do, let me know.

    • aparker1988 profile image


      8 years ago

      First of all, underwear two days in a row? Is that really that much of a money saver? Second of all, I completely disagree with the tipping section. 10% really?? How about this? Don't go out to eat if you can't afford to pay properly. There' s a money saver and you won't ruin someone else's day. I'm not going to bother with the pet section because I can see you've already got a few comments for it.

    • davidlivermore profile imageAUTHOR

      David Livermore 

      8 years ago from Bakersfield, California, United States

      I don't suggest being inhumane. But people already cut off their animals first or abandon them. I would prefer they turn their pets over properly, so they can go to another owner or given proper care. That's all.

    • profile image


      8 years ago

      Get rid of the household pets? Are we trying to become inhumane just to save a few bucks?

    • davidlivermore profile imageAUTHOR

      David Livermore 

      9 years ago from Bakersfield, California, United States

      Agreed... but have you heard of the staggering number of pets being abandoned out on the streets? They have to fight for food, could suffer, etc. I'd rather take my chances at a shelter where the animal could be adopted...

    • profile image


      9 years ago

      You do realize that public animal shelters almost always euthanize owner surrenders upon turn in, right? Not good advice - I'm not having my pets put down to save a few bucks.

    • davidlivermore profile imageAUTHOR

      David Livermore 

      9 years ago from Bakersfield, California, United States

      @ Deborah-Diane - Thank you very much. :3

    • Deborah-Diane profile image


      9 years ago from Orange County, California

      These are excellent tips to help save money ... something we all need to do!


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