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How To Save Money At Christmas

Updated on March 19, 2018

Christmas is Great, But it is Expensive!

Christmas is brilliant, it appeals to the inner child in most people and is a chance to spend time with your loved ones and people you care about. But Christmas seems to be getting more and more expensive, it is less about spending time together and more about spending money on each other. And as much as you might want to spend thousands of pounds on a gift for someone, you just don't have that money to spare.

This means that you need to find a way to make Christmas fun, but reasonably priced, because you don't want to start the next year worrying and feeling guilty about how much you spent!

Only Buy For Children

I come from a family of 5 kids, I have 2 brothers and 2 sisters and the long standing rule has always been that we don't buy for each other, we buy for the kids. Which on paper sounds great, until you realize that I have 9 nieces and nephews! So things can still be kind of pricey!

But if you have brothers and sisters, suggest a deal where only the kids get presents, yes it means you don't get a gift, but it also means one less gift for you to buy.

One Good Gift

Christmas bragging is pretty much everywhere around the holidays, this is where people post how wonderful their Christmas is and how much money they have spent on presents all over social media. And as much as that is their right, it can make people less fortunate feel a bit left out and other people feel as though they have to keep up, but you don't.You don't need to keep up with people who are posturing and attention seeking on social media, all you need to do is make sure your family is having a nice time.

And one good gift is more than enough to do this, and the gift doesn't even have to be expensive, just thoughtful, just make it a gift that you know they will love and that has the potential to make their Christmas complete.

Make Gifts to Save Money

If you have a skill, use that to your advantage to make some great looking Christmas presents. If you can bake, or make sweets, wrap them up in pretty paper and put a bow or string on to make them look like something you would find on Pinterest.

Put a nice picture on a canvas for an expensive looking gift, it sounds complicated but it's easy and it works really well. You can find out how here

Basically, use whatever skills you have to make a gift.

Get Creative to Save Money

It doesn't just have to be gifts that you make, you can make everything from home made snacks to Christmas decorations. There are so many amazing things you can make if you just look online for a little bit of inspiration. You won't spend any more money, but your house will look like a little Christmas village.

I tend to go a bit crazy with the baking at Christmas, it's one of my favorite things to do around Christmas, and nothing says Christmas like the smell of cinnamon sugar cookies.

Save Money on Gifts for Your Friends

Make a deal that you're not going to buy each other gifts and spend that money on a night out or a meal in a nice place. Having an experience like that will mean much more than a simple gift.

Shop at The Right Time

I shop all year round for Christmas gifts and find gift sets at great prices, and I have seen the same gift set double in price from August to October, that isn't long.

Try buying one small gift per month, that will take a huge load off when it comes to December.

Savings Cards or Stamps

Some shops do a scheme where you can put money on a savings card or stamps to spend at Christmas, this means you save a small amount each month and when Christmas comes you just hand the card over and that amount will be taken off your bill. It's a little bit better than cash because you're always more tempted to spend cash, you're a little bit more reluctant to part with stamps and the card because you know it is for Christmas.

Christmas Food

Food is a huge bill at Christmas, and it normally comes out of one wage, but if you start buying things that won't go off early and keeping them somewhere out of reach where you won't be tempted, you will avoid being so broke in December. This is a great thing to do with drink as this is one of the biggest Christmas outgoings, but only if you can be trusted not to drink it, I can't.

Don't Buy Too Much

Think about how much of your food is thrown away after Christmas every year, really think about whether or not you will get through all of that food before it goes bad. This will save you money and save food from being wasted.


Leftovers save money because you don't have to go out and buy more food. Make the leftovers into something new and different. Have a look what you have left and see what you can do with that. It's actually quite fun because you will get to make dishes that you have never made before.

Christmas Can be Cheaper!

Christmas can definitely cost, in fact, the average family in the UK spends around £821 on Christmas, but you can celebrate for much less and still have the most wonderful time of the year.


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