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How To Save Money At University

Updated on March 22, 2018
university comes at a very high cost
university comes at a very high cost

University Isn't Cheap!

University can be loads of fun, you meet new people, learn new things and generally become a bit more of a well rounded person. But University comes with a hefty price tag, in fact, the average student debt is now £50,800 by the time the University course is completed. That's not the ideal way to start your life as a graduate, almost £51,000 in debt, so when you are at university, it is important to try to keep costs as low as you can, that way you avoid starting your "real" life flat broke.

Live At Home

I know, it's not idea, you wanted to go to University to have fun and live a little, you can still do that. The parties will still be there, it's just rent and board will be free if you live with your parents. And besides, you should enjoy someone paying your rent for a while, you're going to have to pay your own soon and believe me, it ain't fun.

Discount Supermarkets

Food shopping doesn't have to be all pot noodles and baked beans, if you go to discount supermarkets like Aldi and Lidl, you can pick up some real food for a good price. Now you just have to learn how to cook it.

Student Debt
Student Debt

Waste Supermarkets

These are supermarkets that are given food that is nearing its best before date or isn't "pretty" enough. The retailers then sell this on at a massive discount. So you are stopping food waste and getting cheap food at the same time, which is always a bonus.

food waste supermarkets can save you loads of money
food waste supermarkets can save you loads of money

Rent A Room

Loads of people rent out single rooms in their homes to students, it's a great way for them to make extra money and for you to get a room and your bills paid for a really good price. Check what's included in the price and the house rules before you agree to rent anywhere and always be safe.

You can get cheap alcohol
You can get cheap alcohol


It's a necessity, but an expensive one, places like Lidl and Aldi do stores own equivalents of branded drinks at less than half the price. And places that just sell alcohol often have really good deals.

Buy In Bulk

Whether you are alone or live with other people, buying in bulk makes sense. You can get things much cheaper if you buy massive quantities, if you live with other people you can club together and divide up the stuff equally.

Student Discounts

You have a student discount card, you might as well use it if you can get some money off. And always ask if people do a student discount, a lot of places do, but they don't advertise it. Don't ask, don't get.

Get A Job That Feeds You

Lots of restaurants will offer free food to their staff, whether it will be thrown away at the end of the day or they simply give their staff lunches, look for a job like this.

Get Whatever You Can For Free

Sign up to places like Latest Free Stuff and Wow Free Stuff to get items for free. All you need to do is click on the freebie you want, enter your details and the company will send it to you.

Cheap Or Free Textbooks

Textbooks cost ridiculous money, but some bookstores will offer a student discount. Or you could try places like eBay and Amazon where the prices will be even lower. Or try Facebook sites, I have seen a lot of very kind people giving textbooks away for free, they must know the student struggle.

you can make some extra money with surveys
you can make some extra money with surveys


This won't save you money, but it will make you a few pounds. You wouldn't be able to pay rent or anything, but you would give yourself about an extra £160 a month if you do it part time.

Take Coaches, They're Cheaper

If you have a long journey to take, coaches might take a little bit longer, but they are also normally much cheaper than trains. Book early for the best deals.

Trains and Buses

If you have to take the train or bus at any point, make sure you use your student discount or get a travel card.

Loyalty Cards and Programs

Places like O2 will give you free stuff just for being a member, anything from free chocolate to discounted tickets. Check the app regularly to see what great offers they have. Also, even if you only occasionally shop somewhere, get a rewards card, you spend your money in there, so you might as well get a little something back in return.

You Can Save Money at University

I can't make you debt free when you graduate university, but these tips can help you save money and hopefully reduce the amount of debt you are in by the end of your course.


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