How To Save Money On Healthcare Stuff
Getting Ill is Expensive
It costs a lot to be ill, with prescription costs on the rise and prices going up everywhere, getting sick is costing more and more. But sadly, if you're ill, then you need medicine, but there are ways you can get the things you need to keep you healthy, a little bit cheaper.
This one doesn't need much thought, smoking is bad for you, you know it, I know it and everyone else in the world knows it. It costs a load of money, makes you ill and it could eventually kill you, I just don't get why people smoke.
One cigarette can take up to eleven minutes off your life! And yet some people still smoke 20 a day (how they afford that I don't know)
Drinking too much on a regular basis can take up to 23 years off your life. If you cut down on your drinking, you will save money, look better and more importantly, you will be much healthier.
It's Not Always Cheaper On Prescription
My doctor used to prescribe iron pills for me, and I went to collect them from the pharmacy, but the pharmacist told me it was cheaper to buy them over the counter than to get them on prescription. They were the same strength, but rather than paying £8.20 (which it was back then) I paid £1.90.
It's always worth checking to see if buying the medication over the counter will be cheaper than a prescription.
If you take two or more medicines per month, you could save an absolute fortune by getting a prescription pre-payment certificate. You can either pay a one off cost for the whole certificate, or you can pay monthly in installments of 10 months. My wife and I chose the 10 month option and we save £22.60 per month, which over the course of one year works out at £271.20
You are also covered under the certificate if you need one off medication for things like antibiotics or other short term medication, so you don't have to pay for those either. It's great in the summer when I get hay fever, I can get my medicine from the doctors and it is a lot stronger.
Don't Fall For The Brand Trap
When it comes to over the counter medicine, there are certain safety laws that manufacturers have to abide by, there are standard doses in medicines that you can buy that they can't exceed. So for the most part, the branded tablets are absolutely no different from the stores own ones which are around a quarter of the price.
Look on the back for the ingredients, and compare them before you part with your money.
Pharmacy medication is a different story, this can only be bought when a pharmacist is present and things like cold tablets that contain pseudoephedrine can only be bought one box at a time. Pharmacy strength medication is normally stronger, but more expensive.
Always follow the advice of a doctor or pharmacist and never exceed the stated dose.
Most people will tell you that vitamins are not necessary if you have a decent diet and get all of your vitamins and minerals from food. But in all honesty, how many of us do that? I know I don't, I should but I don't.#
If you don't have the greatest diet, taking vitamins can be a good idea to help keep you a little bit healthier.
If you are pregnant, you can get a lot of things for free, like prescriptions which are free for your entire pregnancy and for 12 months after your due date, the same applies to dental treatment. And with a program called Healthy Start, you can get vouchers for free fruit and vegetables, milk and baby formula.
If you are unemployed and claiming benefits, your prescription charges and dental costs are free too.
I know the gym is like a culture now, but it's an expensive one! Exercising outdoors is totally free and you're doing the same thing as you are paying to do on a treadmill in the gym!
Massage and Chiropractors
Did you know that a lot of colleges offer sports and injury massage and chiropractic services at a heavily discounted price? You will be worked on by a student, but a fully qualified person will always be there.
If you are hesitant about letting a trainee near you, just think of the money, you can save around £30 a visit by going to a college rather than a chiropractor or massage therapist.
Wash your hands after going to the toilet, after preparing food, or any time they come into contact with germs. Wash them after you have come home from the supermarket, imagine how many people have touched the tins you picked up, and how many people used the cash machine, or pressed the traffic light button.
Exercising properly hygiene can help stop you getting ill and stop the spread of any infections into your home.
Dehydration can be the cause of many problems, so keep yourself hydrated by drinking plenty of fluids.
Staying Health can be Done on the Cheap
Staying healthy can be tricky, especially if you work in close contact with a lot of people, but it doesn't have to cost a lot of money, you can be healthy and still save money.