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How To Work A Year For Free

Updated on December 18, 2011

Sign Me Up!

How do you like the title of this Hub?  I mean, doesn't everyone want to sign up to work for free?  Well, I don't think so, but unknowingly a lot of people have signed up.

What is this Hub about?  Taxes!  Let me contrast two tax returns that are very real.  Individual "A" has  decent income of $56,900 and ended up having a total tax liability of $8,100.  That is about a 14% tax payment.  While you may think that 14% isn't all that bad, let's look at it another way. 

Approximately every seven years this individual works a complete year for free!  They taking nothing home at all!  Can you imagine working a complete year for free?  No one in their right mind would do this unless they were doing some type of humanitarian work that fulfill them personally.

Now let's look at individual "B."  This individual made $82,016, which by the way is a decent amount more than individual "A."  The big difference is that individual "B" had a total tax liability of zero!  Which means that individual "B" doesn't ever work for free!

Before I go into the reason for the difference let me point out that by individual "B" not having the tax liability of individual "A" they immediately received a $675 per month raise ($8,100/12).  Furthermore, they don't work for free and that additional money either allows them to invest in their future, take a nice vacation now, or buy something important to them.

What is the difference between individual "A" and individual "B"?  It's really not real hard, it is simply "knowledge."  Individual "B" has taken some time to learn about what they should and shouldn't do so that they don't have to pay as much taxes.

It's amazing how many young adults pay tens of thousands of dollars to get an education and don't take 10 minutes to learn how to keep the money produced from their labors.

So, do you want to sign up for this "work for free program?"  Chances are you already have!  Your numbers may be different as you may work ten years or maybe five, but in the end if you have not taken the time to find out how to reduce your tax liability every once in awhile you are working for free.


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    • glassvisage profile image


      8 years ago from Northern California

      This is definitely a topic that I need to know more about. You prove the importance of knowing your way around taxes... I always wonder how much I could be losing by not knowing much about preparing taxes. Thank you!

    • eovery profile image


      8 years ago from MIddle of the Boondocks of Iowa

      Sounds great, With children, I have been able to keep my taxes relatively low.

      Keep on hubbing!


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