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How to Apply Salary Loan Online in Social Security System (SSS)

Updated on October 22, 2014

Online vs. Walk-in to SSS Office

Filing of SSS Salary Loan application to Social Security System offices, are a little bit hassle. There were a times that so many members and others private company representative are frequently going to file with the same application and other concerns. Sometimes your application may deny because you are still not eligible to apply a Salary Loan, and we can say that you are wasting time and money to go into that Government branch office.

Time and money saving if you will do it online! If you are already registered to Social Security System (SSS) online, then you may skip on the scenario above. Eligible or not eligible for a loan is traceable online, including your previous balance and previous loans can also trace.

Statement of Account

SSS Privilege

Before you can avail this Social Security System (SSS) privilege as stated below (Who is Eligible for Salary Loan?), you must be a SSS member. And without an outstanding Salary Loan, if ever you had unpaid Salary Loan as example below:

  1. Loan balance is greater than 50% of the total Principal. Outstanding Loan balance: 4,685.11 should be less than or equal to 2,500.00
  2. No six Contributions for the last 12 months. Last Posted Contribution considered: 02-2014

****You should be clear this first or paid more than 50% of your outstanding to avail the privilege to loan again. Otherwise, you will be marked by SSS as a delinquent payer.

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Salary Loan Check
Salary Loan Check | Source

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Who is Eligible for Salary Loan?

1. All currently employed, currently contributing self-employed or voluntary member.

For one-month loan, the member-borrower must have 36 posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of the application.

For two-month loan, the member-borrower must have 72 posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of the application.

2. The member-borrower whose employer must be updated in the payment of contributions.
3. The member-borrower must be under sixty five (65) years of age at the time of application.
4. The member-borrower has not been granted the final benefit (total permanent disability, retirement and death).
5. The member-borrower has not been disqualified due to fraud committed against the SSS.

Some Social Security System (SSS) Office Location in NCR

Branch Name
Address, Tel., No. & Fax
Branch Office Head
ALABANG
Alabang Corporate Center Bldg., Km. 25 West Service Road, Alabang
Leticia G. Barbers
BACLARAN
Diplomat Condominium, Roxas Blvd. corner Russell St., Pasay City
Teresita L. Araos
CUBAO
SSS Bldg., 600 EDSA, Quezon City
Lorelei B. Solidum
MAKATI
"355 ECC Bldg., Gil Puyat Ave., Makati City Tel #: 890-5232 / 896-5719 / 896-7135 Fax #: 890-4776 / 890-4762 Branch Head: Johnsy L. Mangundayao ****Address: 557 J.P. Rizal corner Sta. Lucia St., Makati City Tel #: 897-4601 / 899-2213 / 899-3092 Fax #: 899-2213 / 897-4601
Lourdes Flores
PASIG
Jaccis Bldg., 31 Shaw Blvd., Pasig City
Josie G. Magana
QUEZON CITY
Members Assistance Center (MAC), East Ave., Diliman, Quezon City
Elizabeth Reyes
Location Guide for SSS Members

SSS Employed Member

Employed Social Security Members don't have any problem of filing Salary Loan because, they had their own representative or messengers to process their papers in any SSS Branch. But if they want to do it by themselves, here's the procedures to apply online:

  • Sign In to your account
  • Click the Online Inquiry
  • Then move your mouse cursor into the top of Eligibility, click the Loan
  • Input your Employer Id Number, then click the submit
  • The result will prompt after you submit, approved or deny you will get an explanation either on the other hand.
  • Maximum of ten (10) days of processing, after that the check will be delivered to your current address. The Check can Encash to any Philippine National Bank (PNB) Branch or deposit to your own Bank Account.

Social Security System Online Registration

Type http://ww2.sss.gov.ph/sss into your internet explorer or any browser you preferred to use, then follow the instructions:

  1. Click the Sign up as a Member, below of the Member Log In
  2. Fill up all required fields with your necessary information on the Online Member User ID Registration
  3. On the next step, you'll need your proof of payment from Bayad Centers or your Special Bank Receipt (SBR) to input on the next action field. (If you cannot provide this special number, the registration process will not proceed to the next step)
  4. After you sustain all the three (3) above, you need to confirm your Social Security System online registration in your e-mail. (SSS will automatically send an email after the registration is completed)
  5. Click the confirmation link in your email, and you will redirect to the Members Log In area.

You are ready to go online now and you can check everything you want to know about your Previous Loans, Outstanding Balance and Eligibility for a Salary Loan.

SSS Website User Interface

Click thumbnail to view full-size
SSS RegistrationSSS Sign InSSS Online InquirySSS Iligibility Salary LoanAccount Statement
SSS Registration
SSS Registration
SSS Sign In
SSS Sign In
SSS Online Inquiry
SSS Online Inquiry
SSS Iligibility Salary Loan
SSS Iligibility Salary Loan
Account Statement
Account Statement

SSS overcharged salary loans' interest

SSS Self Employed and Voluntary Members

Almost the same procedure with the Employed Member, only one (1) step is different. So, you need to follow this instruction also:


  • Sign In to your account
  • Click the Online Inquiry
  • Then move your mouse cursor into the top of Eligibility, click the Loan
  • On the lower part of Employer Id Number, you'll see a small Square Button & Text (Please Check this if Member is Self-Employed or Voluntary Member). Just tick the square button.
  • The result will prompt after you submit, approved or deny you will get an explanation either on the other hand.
  • Maximum of ten (10) days of processing, after that the check will be delivered to your current address. The Check can Encash to any Philippine National Bank (PNB) Branch or deposit to your own Bank Account.

Comments

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    • profile image

      sarah g.nabre 2 years ago

      wala nman ng yari ilang beses na ako nag apply ng loan ofw.d nila na repost ang contribution ko until now..

    • Freelance-Blogger profile image
      Author

      Arnold Gamboa 2 years ago from Philippines

      Maigi po siguro magpadala kayo nang representative nyo sa SSS office (kung nasa ibang bansa po kayo ngayon) para po maayus agad.... Salamat po sa comment

    • profile image

      blogger 2 years ago

      ang dami ko na pong napasa sa inyu ng req. ng sss contribution,,,til now wla pa kau response

    • Freelance-Blogger profile image
      Author

      Arnold Gamboa 2 years ago from Philippines

      @blogger para sa akin ba yung comment mo or sa SSS?

    • profile image

      rj-2 2 years ago

      di po ako mkpg members log in,gusto ko sana mg loan online,,laging busy daw 4 days ago na..

    • Freelance-Blogger profile image
      Author

      Arnold Gamboa 2 years ago from Philippines

      @rj-2, baka nag upgrade lang siguro ang SSS. Or mabagal ang net, pwede rin sa browser mo, clear mo lang ang co0kies. Pwede mo rin gamitin ang internet explorer kasi yun ang best browser for SSS. By the way thanks for the comment.

    • profile image

      azeth 2 years ago

      Super nakakapagod na bayad nman employer ang tagal mag post ng Sss last tym ubos na pamasahe ko wala talaga aq napala niyak na lng ako hindi ako makapag loan pabalik balik ako

    • Freelance-Blogger profile image
      Author

      Arnold Gamboa 2 years ago from Philippines

      To Ms. Azeth: Baka quarterly po ang pagbabayad nang employer nyo kaya natatagal ang pag post nang SSS. Kaya mas maganda po pag sa online na lang po kayo mag inquire para di na kayo mapagod at magastusan sa pamasahe. Salamat po sa comment....

    • profile image

      lorna mamauag 2 years ago

      helo po..member po ako ng SSS..7yrs n po ako nhulugan...gusto ko sna apply for loan business..mgkno po ba ang limit amount na mailoan po at pano po ito iprocess?

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      Author

      Arnold Gamboa 2 years ago from Philippines

      To Ms. Lorna Mamaug; You can avail any of two (2) new SSS benefits below. It will be more better if you'll talk to any SSS employees or branch customer service for more assistance....Samalat sa magandang komento

      1. Business Development Loan Facility (BDLF)

      2. Social Development Loan Facility (SDLF

    • profile image

      shey 2 years ago

      Ano mga kailangan pag nag loan ka ng paternity loan??

    • profile image

      shey 2 years ago

      Ano mga kailangan pag nag loan ka ng paternity loan??

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      Author

      Arnold Gamboa 2 years ago from Philippines

      Ms. Shey, kailangan nyo pong mag submit nang MAT-1 lakip po ang inyong ultra sound test, yun po ay buntis pa lang po kayo. Kung nanganak na po kayo mag Submit na po kayo nang mga medical certificate, lahat po nang mga galing sa ospital (Dokumento) at MAT-2. Pag may time po kayo, pede po kayo mag tanong sa customer service nila or tawag po kayo sa 917-7777. Sana po ay nakatulong ako sa inyo, salamat po sa komento. Godbless

    • profile image

      mariam 2 years ago

      elow po...how to continue for sss contribution..since 2008 na diko nahulugan dahil nsa ibang bansa po ako..

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      Author

      Arnold Gamboa 2 years ago from Philippines

      Ms. Mariam, pwede po ninyo ituloy ang SSS contribution nyo kahit nasa ibang bansa kayo katulad ko noong nasa ibang bansa din ako. Kung may mga relatives kayo na pweding magbayad sa mga bayad center or sa mga bangko as Voluntary Member.

    • profile image

      che trogo 2 years ago

      ask q lng po, ung asawa q member ng sss pero wla n po xa work now ndi n po nhuhulugan ung sss nia pero may hulog n po un n almost 3yrs, ngaun po gusto po sna nia magloan para s anak nmin n nadengue, pede po b xa magloan 4 medical assistance?

    • profile image

      Hazel 2 years ago

      ask q lang po 'bout s death claim ng uncle ko..my natangap n p kaming check pero ang nkalagay initial lumpsum plang po my matatangap p ho b ung beneficiary n additional?

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