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How to Apply for a Macy's Credit Card

Updated on September 19, 2017

Online Application for a Macy's Credit Card

The simplest way to apply for a Macy's credit card is online. However, you can apply for one in store as well. Here are the steps to getting a line of credit with Macy's.

What You'll Need

  • State Issued Photo ID, Driver's License or Passport
  • Social Security Card or Number
  • Annual Income

Visit the Macy' website. Go to the bar at the top of the page. Type in “Macy's credit card.” You'll be given a list of options. Find the online application by hitting the button, “Apply Now.” This will take you to the online application.

Here you will come to a screen that asks you for some basic information: including, full name, email address, address, city, state, zip code, and telephone number.

During this time, you'll also be asked questions about your current financial situation. Some of the questions asked, include, your annual income and your residential status. You will also be asked whether you rent or own your own residence in addition to what your monthly rent or mortgage is.

Make sure the Internet connection you are using is safe and secure since you will be filling out financial and personal information. You don't want it to fall into the wrong hands. During this time you'll be asked for your social security number, your date of birth and driver's license number.

You'll need to include a scan of your photo identification, drivers license or passport. You can do this at home, or if you don't have a scanner at home you can do this at the library or another store. However, make sure you don't fill out the application there. You want to make sure you don't use public WiFi.

Make sure you look over the information that you entered and make sure it is correct. Once you do this, you can then hit the “agree to term and conditions” button.

This will then take you to the next screen. This will show you the information that you entered. Make sure it's correct and then hit the “Apply” button.

Make sure that the information you entered is correct. You don't want to be denied a card because you accidentally entered your birth date wrong or your social security number.


Sometimes it's better to wait a few minutes before you actually turn in the application. If your eyes are tired, you may miss an error that you accidentally made and therefore, you're more likely to have a declined application. So wait a few minutes, take a break, and then come back and complete your application.

In-Store Macy's Credit Card Application

What You'll Need

  • State Issued Photo ID, Driver's License or Passport
  • Social Security Card or Number
  • Annual Income

Ask a sales associate. They can give you the application when you are in the store. Plus, they can process it for you while you shop. If you prefer some sort of documentation, this is the way to go.

Fill out the necessary paperwork. Answer all of the questions on the application. You'll be asked for your full name, social security number, and depending on the store, a photo identification card or driver's license.

Since you may not have all of the materials you need right then, you may need to take the application home with you, fill it out, and then bring it back the next day.


  • When you sign up for emails you'll save even more money because they will send you coupons and discounts.
  • When you sign up for a credit card, they will send you a coupon for 20 percent off

Now you know there are more ways than one to apply for a Macy's credit card. You can apply for one right from the comfort of your own home, or you can apply for one in store. The choice is completely up to you. Just make sure when you apply online that you use a secure server since you'll be sending your social security number and personal information with the application.


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