ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Credit Scores: How a Sound Approach Teaches You How to Get Good Credit Fast

Updated on July 12, 2009

Is it important to you to learn how to get good credit fast ? Well, if you are ready, then listen very carefully to the ideas, and strategies you will be spoon-fed here today to improve your credit score.

Mark my words, by the time you get to this end of this article you will be amazed at how EASY it is to put into action the tips and begin enjoying the benefits of good credit.

Let's begin.

For starters, a good credit history is necessary in today's society. Now don't get me wrong, there are good arguments for living without credit, however it's not a very realistic approach.

For instance, if you want to rent a car, reserve a hotel room, purchase airline tickets, buy a house, finance your child's education, or pay for any other big ticket purchases, it is virtually impossible unless you earn a heck of a lot of money.

Therefore if you are saddled with a low credit score you will want to obtain a "limited" amount of new credit at reasonable terms as soon as possible.

The trick to getting good credit fast is to avoid doing anything that may get you into trouble all over again.

Limit the amount of credit you apply for and don't fall into the trap of having multiple bankcards. Your best bet is to only have one or two cards at most.

And another around for the best deals on credit - don't accept the first offer that comes your way.

With that in mind, don’t make the deadly mistake of running run up your credit card balances. When lenders see that you are about to reach the maximum limit on your card, they see this as a sign of weakness.

They see this as a sign that you are desperate for cash and are quite possibly charging your day-to-day experiences on your credit cards. Which means you may not be in a position to repay any loan given to you.

As the dominos fall, gaining the trust of creditors is crucial to building a good credit history.

To earn their trust you must prove to them that over time your money troubles are behind you, that you can responsibly manage your money, that you now KNOW how to use credit wisely, and that you will pay all of your debts on time.

In one fell swoop you will have proven to lenders that you have taken control of your finances and are in fact a good credit risk.

Listen, this is no joke - learning how to get good credit fast is nothing to sneeze at. Once the financial difficulties that contributed to your credit record problems are behind you, raising your credit score will be as easy at 1-2-3.

But don't take my word for it. Get busy working on it and see for yourself. If you have negative information on your credit report you can remove it with the templates for Credit Repair Sample Letters


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)