ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

How to Get a Free U.S. Bank Account

Updated on April 17, 2013
Source

Step by Step on How to Get a Free U.S. Bank Account as a Non-US Citizen

Spending the money one has acquired through online business may be challenging for those leaving outside United States. Sometimes people have hundreds of dollars inside their account, but this money may be there for months if not years before being able to get it. The problem of waiting for months before you can turn your cheque to cash constitutes another problem for people leaving outside U.S. This is why it is very important to have a U.S. account.

Getting an offshore bank account is usually too difficult most of the time, and this may be too expensive for online businessman who just needs to cash out few hundreds of dollars every month. One of the few companies that allow people to have U.S account free of charge is Payoneer Inc. It is a U.S. company that is similar to Paypal Inc.

For someone to qualify for Payoneer U.S payment service (this payment service is a U.S checking account with routing number), one will need to be a payoneer card holder. Applying for payoneer card is a very simple task, and this can be done on their webpage. All you need to do is to get either driving licence, international passport, or your country national ID card (any of this will do). After filling the card application form, Payoneer will send you an email informing you to send any of these IDs for verification process. After the card approval (the card application may take up to one week before it is approved), the card will be mailed out to the applicant free of charge. It may take up to three weeks before the applicant get the card, depending on the country the applicant is residing.

After the card is approved, you have the opportunity to apply for Payoneer U.S payment service. Payoneer will send you an email (this email normally comes with the card approval email) telling to provide these four information:

1. The services or products you offer (include website URLs if applicable)?

2. Direct web links showing some examples of your products, services and other online activity. Please make sure the links include mention of your name or shows your relation to the product/service.

3. Screenshot of your online account with the company you wish to receive payments from (e.g.: PayPal, Amazon, Skrill, etc.). The screenshot should include your name and account balance.

4. A copy of a government-issued photo ID. You can send your driver's license, passport or national ID. If your ID is in a different language than English, international passport is preferred. Note: If you have already provided us with your ID copy, please skip this requirement.

It is not difficult to get all these details, for example you may provide them with your blog address just to tell them that your service is blogging. Giving them your website address (if you have one) should do, and you may also provide them with the website details of the online company you are working for. The most important is to be able to convince them that you are doing a legitimate business on the internet.

After U.S payment system approval, the next is to start using it straight-away! However there are some charges that are involved when using the card and the U.S account. These details can be found on their site.

More importantly, you should note that Payoneer U.S payment service is strictly meant for online business, and this is why you may not be able to send money with it; it is mainly used to receive money from approved companies like PayPal, Google, Amazon, Facebook Inc. etc. Once the money is in your U.S. account, you can withdraw it from any ATM (in your local currency) with the Payoneer Mastercard giving to you, or you can use it to buy things online. Also Payoneer Local Bank Transfer has solved the problem of not being able to send money with Payoneer U.S payment system. With this Local Bank Transfer, you can send money to your bank account in your country (about 220 countries are supported) in dollars or your local currency, if local currency is supported. More information on their local bank transfer can be found on there site.

If you find this post interesting, you can help share it of Facebook, Twitter or Google+

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)