ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

How to open a bank account online

Updated on December 28, 2011
Rather than using the traditional piggy bank at home open a bank account online and manage your money the "proper" way.
Rather than using the traditional piggy bank at home open a bank account online and manage your money the "proper" way.

In days gone by the only way to open a bank account was to go down the local high street, have a meeting with the bank manager and spend an hour or so filling out various different forms. The whole process in opening a bank account was long, tedious and wasted time that could have been used far more productively.

Fortunately, times have changed and many banks now allow you to open a bank account online over the internet. The precise process of opening a bank account online will depend on you the specific circumstances.

If you already have a standard account with a bank, such as a checking account or current account, the process in opening a second account online with the same bank is a quick and easy process. Since you are an existing customer of the bank they have already completed the necessary security checks they are legally obliged to do, therefore all you need to do is complete a few forms online and then sit and wait for the postman to deliver your new cheque book, paying in book and bank account details.

If you are going to apply for a bank account with a bank where you do not currently hold a bank account, nor have you ever held a bank account, the process is not quite the same. You can still go to the bank’s website and complete the online application form however it cannot be processed online. As previously mentioned, the banks are obliged to do certain credit checks and identity checks on all new customers. When completing these checks the bank have to physically see the new customers and take copies of some photographic identification such as a passport or photo driving licence. This process cannot be done online so you have to go to a branch for these checks.

If you try and open an account online with a new bank you are going to have to complete the forms, print them out and then visit the branch, remembering to take some photographic identification with you. Whilst you won’t have to fill out the application forms at the branch you haven’t really saved much time have you?

So, the question of “is it worth opening a bank account online?” has to be asked. If you are opening a second account at a bank where you are an existing the customer the answer is definitely yes. Since you have already undergone the identification checks there will be no need to go through the process again, therefore you can apply for the bank account online and simply wait for the new documentation to be posted to you.

If you are a new customer then answer to “Is it worth opening a bank account online?” has to be no. Completing the application beforehand will save you a bit of time but you will still have to go the branch for the identification checks and to get everything set up and signed off. Taking all this in to consideration it is a waste of time visiting the bank’s website and you may as well go straight to the branch.


Submit a Comment

No comments yet.


This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

Show Details
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)