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Auto Car Insurance Fraud, Scams & Cash for Crash, Fraud Department Telephone Numbers & Report Your Story

Updated on January 1, 2016
Legitimate accident, or deliberate insurance claim ?
Legitimate accident, or deliberate insurance claim ?

It has been estimated that almost 30% of all motor vehicle accidents are deliberate acts of insurance fraud and are called staged accidents. Also known as 'crash for cash' scam accidents. This figure is collaterated within the US, UK, Australia, and NZ.

70% of car insurance claims are over exaggerated to ensure a payout from the insurance industry especially across England and the USA in storm areas.

Whiplash, loss of work, medical and legal expenses are greatly exaggerated to ensure the highest payout possible.

IT IS NOT THE INSURANCE COMPANY WHO PAYS FOR THESE FRAUDULENT INSURANCE CLAIMS, IT IS THE INNOCENT CLIENT.

Rear Ended Fraud

The person whom crashes into the back of another vehicle is usually responsible for the accident. Even in the case of insurance fraud.

The usual scenario is the insurance fraud criminals use two cars. They seek their intended victim, which is normally a high valued car or a commercial vehicle.

The 'crash car' will then ease its way in front of the moving vehicle of the intended victim.

The lead car will either then move rapidly in front of the crash car, forcing the crash car to brake suddenly, or simply slam on their own brakes.

The victim will then hit the rear of the crash car causing little to medium damage to both vehicles.

BUT THE AMOUNT OF WHIPLASH CAUSED TO THE CRASH CAR PASSENGERS IS UNBELIEVABLE.



No Win No Fee Solicitors ?

Is this type of legal representation destroying and making a mockery of the legal system ?

Or is it helping the masses of under paid, or unemployed people whom could not afford legal protection ?

Or is it option 3, where some of the 'no win no fee solicitors' take advantage of the system knowing full well that some of their clientèle are insurance fraudsters out to make a fortune ?

Your comments below please.

The Legal Gray Area

Whiplash cannot be proven or disproved medially, similar to backache.

That is the main problem for insurance companies trying to combat insurance fraud.

The passengers in the 'crash car' will insist on calling the police or ambulance. This is then a recorded and official statement of the accident.

This statement will be presented to a 'no win - no fee' solicitor, whom pay up front commissions to '''victims'''.


The Muslim Bus Crash

In Manchester, England, a bus of Muslims were on the way to a meeting when their bus crashed on an isolated road. There were no witnesses as to how the accident happened.

All of the passengers, and the driver suffered whiplash and various other ailments.

The 'accident' was caused when all of the passengers and the driver got off the bus and rocked it till the bus fell onto its side. They all then got back on the bus and took up their positions whilst telephoning for the emergency services.

The insurance company paid each person a minimum of £2000.

The organiser of this eventful trip was paid a commission by each passenger after they had received their fraudulent insurance payout.

The correct information was eventually found out by the police two months later, when another bus crashed in the same circumstances, with mainly the same passengers on board.

The Car Transporter Crash

An ingenious group of Eastern Europeans decided to attempt to get an insurance payout from a car transporter company.

All was going well. The crash car had five occupants, all waiting to be involved in a minor accident and ready to claim their compensation. The lead was in position and the driver hit the brakes.

The crash car also hit the brakes, and so did the car transporter.

BUT... the car transporter driver hit the brakes so hard, that the front car on top of the transporter broke free. It slid over the top of the drivers cab and crushed the 'crash car' and its' occupants.

The whole scene was caught on camera, and the passengers and drivers of both cash for crash cars were imprisoned for insurance fraud and dangerous driving, after they got out of hospital.

A £1500 scratch

A lady hit my car and caused a minute scratch on my bumper. She had a cracked light. I was stationary whilst she was travelling at approximately 20 mph.

We both got out or our vehicles after pulling into a side road. We laughed and joked as we swapped insurance details. There was no other damage.

She said that it is no trouble and that she would get her own light lens fixed.

She called the next day and claimed that her bumper had been destroyed and that it will cost £200 to be fixed and that I should pay for it. I said I would call her back.

She did not answer my calls. Two weeks later I discover that she had serious injuries due to this accident.

She had whiplash, physiological injuries, lost days off of work, and had to see a specialist.

I had an increase of £1500 in my annual car insurance on two vehicles.

Who says crime does not pay ?

She would have had more serious injuries if I had thrown a teddy bear at her.

I called the car insurance fraud telephone line and they are investigating the situation. But my insurance still went up by £1500.


Safeguard Your Self

The Dash-cam

Pedestrian Accident Fraud

Insurance scams are big business for the bold criminal. Many organised criminal gangs have been known to hire a person to jump in front of a moving auto mobile.

The idea is the 'innocent' pedestrian can claim thousands of dollars worth of medical attention, claim for loss of work and possibly require years of specialist treatment on supposed physical and mental injuries.

This type of crash for cash scam is rampant.

If you suspect that an illegal and false insurance claim is being made against you, contact the fraud investigations numbers below.


Your own insurance company may do nothing about it because it is cheaper for them to pay out early to avoid excessive legal bills.

The Dash-cam helps identify car fraud claims and protects the innoncent driver.

Free Link To: Dashcams For Sale.


Insurance Fraud Telephone Numbers

Who do I report insurance fraud to ?

Each country is different. The numbers below will guide you in the right direction.

UK Cheatline Insurance Bureau.........0800 422 0421 / 0800 328 2550.

USA NICB........................................(800) 835-6422

Canada IBC....................................1-877-422-TIPS

Australia.........................................1300 600 444

New Zealand....................................0508 372 835

What's Your Story ?

Please tell us about your brush with insurance fraud in the box below.

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