Low Income Financial Assistance Programs
As you probably might already suspect, financial assistance will not be the easiest, or quickest type of low income assistance to get help with.
Financial help does exist, you just have to be smart about how to get it, and you have to know where to find help paying bills.
If you are looking for help paying your utility bill, you might want to check out the LIHEAP Program, Florida Power Care to Share Program (if you are an FPL customer), or the Orlando Utility Bill Assistance Program (if you happen to be an OUC customer).
The suggestions on this particular hub will cover some of the obvious, and some of the not so obvious resources for monetary assistance for low income families and individuals.
State based cash assistance has undergone a huge overhaul in the form of welfare reform for TANF, and lack of state participation for General Relief; however, public cash assistance programs will probably always exist in some form or another.
The hard truth about both the two state based public welfare programs is that many people probably will not qualify.
If you are eligible, please do not be surprised to find that the cash benefits are relatively low - but, it is far better than nothing. In many other countries in the world, if you do not have money, you will starve or face homelessness.
The purpose of the two federal cash assistance programs is to help you pay your bills until you can get back up on your feet again.
The key to receiving and maintaining on these programs, is to make sure you meet all of the eligibility requirements for government cash assistance programs, and abide by their rules and regulations.
These two programs are to be utilized by the poorest people in our community, therefore, their strict income guidelines are shaped accordingly.
Click the links below to find out more information about these two programs:
Social Service Agencies
Financial assistance from social service agencies (charities) is usually based on donations and volunteers, so it is more sensitive to tough economic times.
When people do not have extra money to give, funds are going to be lower and agencies are not able to help as many people as they would like.
When you are seeking financial assistance from charities, you need to contact the agencies as soon as you are aware that you need financial assistance.
Once you have contacted the agencies for help, if they have the funds to assist you, you need to act quickly.
If they do not have the funds to assist you, make sure you maintain constant contact with them, so that you will be among the first to know when assistance becomes available.
The following is a listing of social service agencies that provide financial assistance to low income families:
- Salvation Army
- Catholic Charities USA
- Network of Jewish Humanitarian Service Agencies
- Society of St. Vincent de Paul
These links will take you to the national websites for these charities. You will need to enter your zip code to find your local charity.
This hub is intended to be a living document; I will continually update it with any other charities that offer financial assistance as I encounter them.