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A Crisis of Morality and Integrity. Morality, Mortgages, Foreclosures and Integrity.

Updated on June 8, 2014

Sometimes it is an uphill battle just to keep up with the technology of large megacorps

Tecolote canyon. Huge powerlines
Tecolote canyon. Huge powerlines | Source

There is a duty of moral dealings in all we do.

Probably as you read the title: Morality, Mortgages, Foreclosures and Integrity. A crisis of morality and integrity. You say to yourself, what the heck do these have in common? And, based upon the current state of affairs, that would be the correct question. Generally we accept that mortgages and foreclosures have nothing to do with morality or integrity. Most just kind of assume mortgages and foreclosures are only about contracts and the law

What is integrity?

Integrity in a person implies honesty, fairness, ethics, and moral character.

A megacorp made this sauce, if it makes me sick I have a duty to report it and help others.

It is so easy to accept your lumps and move on. A good person stands for more than easy.
It is so easy to accept your lumps and move on. A good person stands for more than easy. | Source

Law and contracts cannot exist without responsibility. That responsibility is not just to pay your bill but enforce your rights.

See the problem? Contracts and the law are really supposed to be about integrity and morality. And again even those that grasp that concept, miss a vital matter of both integrity and morality and contracts and law. We all get that we are supposed to hold up our end of a bargain, that we have a legal and moral duty to not breach the terms of an agreement. And that begins with paying a debt for a bargained for purchase. But the next step has been somehow dislodged from the American rules of integrity. That step is enforcing the rights and duties provided for by law and contract.

We all could see how much worse society would be if children were taught that there is no consequence to violating rules of acceptable behavior. Therefore children are disciplined for wrongful acts. It is incumbent on us, as members of society to seek out the wrongs and make them right. That means that we have a duty to our fellows to stop or at least fight wrongful conduct by megacorps --- if not you, Who?

Now just assume that about 50% that you have read and heard about malfeasance by financial institutions is accurate. Just assume that the bail outs were needed, because of bad practices. And just assume that about half of the recent foreclosures, the number is higher, were not properly processed. Now wouldn’t it be incumbent on any homeowner to look into their own paperwork to see if a wrong was committed in their transaction. And wouldn’t it also be that that homeowner morally must enforce the contract according to law and make sure there is a consequence for the wrong action of the lender?

The American dream still requires hard work.

But we Americans seemed frozen in action, because of some guilt for not paying on a bad debt. We seem unwilling to enforce moral and legal obligations. We let the huge financial institutions force us into compliance or consequences but we let them slide and slither on their merry way. As with children who do not accept responsibility neither will these institutions unless citizens stand up and enforce their rights. It is my belief that we have a duty in morality, integrity, law and contract to hold large corporations just as responsible as we are.

Where do you stand.

Are you just a doormat for large Corporations

See results

Big Whoopie, but be true to yourself

This article was written by Eric Dierker. I reserve all rights to this article and desire no duplication without attribution. On the other hand feel free to share the content just let folks know where it came from. Copying it and claiming it as your own would be stupid and subject you to my legal harassment of you. Besides if someone asked you what it meant you would not know so yes it is copyright protected as original work by me. Just leave a comment to ask to use it elsewhere and please share it.

To read more by this fascinating author visit, Eric Dierker on Facebook and Pinterest and my sweet blog resipsaloquitor on google blogs

American Dream or Nightmare

What a castle!
What a castle! | Source


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    • Ericdierker profile image

      Eric Dierker 5 years ago from Spring Valley, CA. U.S.A.

      Right on! I will get on it

    • TravelAbout profile image

      Katheryn 5 years ago from United States

      You are so right. I have been intrenched with Bank of America for 18 long months now. I have researched this subject and have about 10,000 hours plus invested into the financial fiasco of the banks and Wall Street. If any person did even an inth of what these corporations have done; they would be in jail. Unfortunately, we have not hit bottom yet nor has all the fraud been uncovered. It makes government crime in third world countries look like nursery school antics. I will be writing about this issue more in the future as more people need to realize what is actually going on! I apologize for ranting but it is a real personal subject with me.

      We need more hubs like yours to help bring this criminal activity to light. Such a shame.