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My Daughter's Engaged: How Much Is the Wedding Budget?

Updated on April 6, 2015

“She’s engaged!” came the excited squeals from the next room. That part wasn’t unexpected, but now I knew I needed to get serious about saving for a wedding. The average wedding costs $19,581, $29,000, $30,000-40,000, according to websites on the first page of Google (search: wedding cost). First, I question the statistics, and second, I’m not average. Are you average? Take my poll and find out.

Since I have spent my career working for a nonprofit organization, my family has lived a rather modest lifestyle without frills. But I did need a budget figure to work with. So I wrote to several people whose weddings I had been to, and I asked how much they had spent and whether they had any tips for holding down the expenses. This is a compilation of their best ideas and my own. We all made some mistakes, of course. But first...

If you’ve had a wedding recently, how much did you actually spend?

If you’ve had a wedding recently, how much did you spend?

See results

I'm engaged!


Do this:

  • Get friends to help wherever practical. Besides saving money, it serves to honor that friendship and add more memories to the occasion. Be sure you select friends who are genuinely capable of the tasks you are assigning to them. You don’t want anything to be amateurish.
  • Check with the last bride to use the reception hall before you to see what props of hers you can split the costs on. Be sure to check with the church to see what wedding props they already have, perhaps leftover from previous weddings. They may also have several fake flower arrangements they place at the front of the sanctuary on the Sundays that no-one pays for a real one to honor a loved one. Our church had a lovely (from a distance) red and white arrangement that matched the floral theme in my daughter’s wedding. Only a handful of insiders knew it was fake and didn’t cost us anything.
  • A few flowers can be as effective as buying out the whole flower shop. Otherwise, flowers can easily become one of the most expensive bills. Both silk and plastic flowers are cheaper than real ones and look good from a distance. Buy the flowers in bulk and have a friend arrange them for you—this works better with the fake flowers than entrusting this task to a friend under pressure on the day of the wedding, unless you’ve seen your friend do this routinely. In my daughter’s wedding, the only real flowers were her bouquet. The tiny white roses in her hair worked much better in silk than they would have if real.

Planned wedding cost

If you are planning a wedding, how much do you plan to spend?

See results
  • Have a friend or someone in the church make the wedding cake. Our pastor’s wife did this as her wedding gift. She’s done this often, and even made a prototype a couple of weeks ahead, just so she knew everything was in order. Make the bottom two layers fake and have a sheet cake in the kitchen already cut-up to serve.
  • Buffet-style snacks and hors d’oeuvres are much cheaper than a sit-down meal. It also occupies less floor space because you can have more chairs lining the wall of a room than you can if you set up tables with chairs around them.
  • The reception averages 45% of the total budget. Think really hard about whether it's worth that and about how to save money there. If the church has a fellowship hall, find out how much cheaper it would be to use that. If this is the church you regularly attend, ask if the women-in-the-church group (or whatever it’s called) will handle the food and drinks at the reception. They might even enjoy preparing and bringing the various goodies.
  • The dress can be a major expense—or not. Used dresses abound. Think about it. Most of your friends who got married wore one, didn’t they? Some women whose marriage has sadly ended might be quite happy to be rid of their gown, but just haven’t known what to do with it. This is where a want ad may be more effective than scouring the for sale section. A friend of mine is about 4 ½ feet tall and has a waist that must approach that, but she found a lovely wedding gown at Goodwill for $5 that needed no alterations! If you're adamant that it has to be new, it's cheaper to select a nice bridesmaid's dress and order it in white.

A limousine or what?

Will your wedding transport be a limousine or something more creative like an antique car or horse-drawn carriage?
Will your wedding transport be a limousine or something more creative like an antique car or horse-drawn carriage? | Source
  • Interview your photographer. Ask to see samples of his or her work. What you see there is what you’ll get in the end, so you’d better like it. He needs telephoto lenses, backup cameras, portable lighting and an assistant who is used to knowing what is needed next without being told. He needs to have an artistic eye for portrait photos, but be able to do it with multiple people who are constantly being distracted. He needs to have the people skills to be able to authoritatively and sensitively move the wedding party through many groupings and scenes. Photography will take an inordinate amount of time no matter what; a good photographer will minimize this.
  • Limousines are pricey. Contact the local antique car club and select from a 1925 Ford, a 1950 convertible or the rumble seat of a who-knows-what. Automobile collectors look for any excuse to show off their cars, so the cost will be minimal and the experience memorable.

Don’t do this:

  1. Don’t let some relative do the photography simply because they have a nice camera and like taking photos. There’s just so much more to it than what is in the viewfinder.
  2. Avoid the high season for weddings. Don't get married on a holiday weekend. If you're renting a reception hall, avoid Saturday night. If guests will be flying, avoid the peak travel season.
  3. Don’t get stuck holding a block of hotel rooms past the guarantee date. Then you pay whether out-of-town guests use them or not.
  4. Don’t concentrate on trying to control every expense. Go for the biggest, the most likely to get out of hand, the least constrained. The largest expenses are typically reception, photographer, wedding gown and flowers, but your experience may vary. See the table below for someone's idea of average (not mine).
  5. Don’t plan a wedding without at least a rudimentary budget! It saves a lot of relationship stress. When my daughter became engaged, it took me a couple of weeks to gather budget data and a few days to negotiate it with her and my wife. After that point, expense tensions died down because we all had smilar expectations.
  6. Don't make a fuss if you can't control one aspect. When my son got married, I was responsible for the rehearsal dinner in the bride's city--not mine. I could see it was going to be over budget when I saw the restaurant from the road. Then her extended family started pouring in from every little neighboring town. When he whispered to me, "What about alcohol? Are you OK about paying for that, too?", I agreed, mumbling that I expected it to be moderate. (It was, but your experience may vary.) In the end, many came up shoving twenties into my hands and pockets, saying they had fully expected to be paying for this. It just hadn't been well-planned. Ultimately, I think it only cost me $300, which was fairly close to the $10 per person my son had budgeted.

Total: How much?

So you’re wondering how much my friends spent on their weddings. My daughter’s was $2,500, including a couple of expensive mistakes. A simple garden wedding with help from a lot of friends was $1,000. The seemingly elaborate wedding of the pastor’s daughter was $4,000. My niece spent about $7,500, but two-thirds of that was for an elaborate reception ($25/plate). The others were around $2,000-3,000. So it seems that none of my friends are average either. But what is the average of those who read this article? Check the results of my polls to find out.

The table below is a breakdown of some of these so-called average weddings. The contrast between this and the people I know makes me wonder who is polled for statistics like this. There must be something that skews it towards the expensive side. Perhaps the data is gathered from those who hire a wedding planner. But this is a side issue.

Are you average? Did you take my poll to find out? Leave comments to tell us how you saved (or plan to save) money on a wedding.

Costs of so-called "average" wedding

$22k budget
$25k budget
$30k budget
$60k budget
Wedding Rings
Source: The Knot
The average wedding costs $23,657 (not including the engagement ring or the honeymoon).


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    • Peggy W profile image

      Peggy Woods 

      5 years ago from Houston, Texas

      I think that how you handled your daughter's wedding was smart. I personally think that spending inordinate amounts of money on a wedding ceremony unless one has an unlimited budget or is in the position of marrying royalty where it is is a silly expense. Why not put those same thousands of dollars that some people spend and rather give it in check form towards a down payment on a house, as an example. That would give the young couple a great start in life. If you wish to read a funny true account, go to my hub titled My Case and Story for Wedding Elopement! We still laugh about our experiences. Voting this up, useful and interesting. It truly is interesting to see how much money some people spend on weddings.

    • daisydayz profile image

      Chantele Cross-Jones 

      6 years ago from Cardiff

      Ah wedding budgets! Fun! I actually have a hub on how to save money on weddings if your interested. Now I live in the UK so costs are a little different here, but even saving where we could, without sacrificing what we wanted ours came to a total around £18,500 all in (not including honeymoon) which is below average here - its £22,000-£28,000 at the moment I think. You did majorly well to do it for $2,500!! Congrats - lots of great info here too!

    • Howard S. profile imageAUTHOR

      Howard S. 

      6 years ago from Dallas, Texas, and Asia

      @ktrapp: Coincidentally, we're planning another wedding now and just this morning were trying to circumvent some of the "stress that comes with." A clueless groom shouldn't try to be involved in every aspect of wedding plans.

    • ktrapp profile image

      Kristin Trapp 

      6 years ago from Illinois

      Here I am fretting about college expenses for my children, but wedding expenses certainly could follow college. You have given some great money saving tips that I am sure will help save people not only on expenses, but some of the stress that comes with them.

    • puddingicecream profile image


      7 years ago from United States

      Thanks for sharing your experience, and tips that you came across. Voted up for useful. I also agree that a photographer is not just someone with a nice camera. It's really important that they can have an artistic perspective when capturing the moments. I especially like the idea of asking a friend to make the cake as a wedding gift -- what could be more perfect?

    • Howard S. profile imageAUTHOR

      Howard S. 

      7 years ago from Dallas, Texas, and Asia

      Hi, Mike. My wife's brother wanted to become a photographer, so he did our wedding--not the best. But for my daughter, we chose a very artistic friend with limited experience rather than a couple of pros. What he gave us was truly a work of art!

    • profile image


      7 years ago

      Howard :0)

      wish I had read this before we got married..I let a friend do the photography..big Mistake...hada women who said she was a wedding she was a profit was a nightmare, but he guests had a great time though

      Great Hub !!!

      Mike :0)

    • Howard S. profile imageAUTHOR

      Howard S. 

      7 years ago from Dallas, Texas, and Asia

      Terima kasih Aris.

    • Aris Budianto profile image

      Aris Budianto 

      7 years ago from Lying along the equator Country

      Congratulation Howard S, Great Hub.

    • profile image

      Wedding Planning School 

      7 years ago


      Excellent suggestion to eliminate such type of un-wanted expenditures. I agree we shouldn't try to control every single expense.

    • caltex profile image


      7 years ago

      Great hub! Win well-deserved!

    • Howard S. profile imageAUTHOR

      Howard S. 

      7 years ago from Dallas, Texas, and Asia

      Thanks akirchner, but you're up to 5 now. Omigosh!

    • akirchner profile image

      Audrey Kirchner 

      7 years ago from Washington

      Very cool and congrats on the SECOND win!

    • Les Trois Chenes profile image

      Les Trois Chenes 

      7 years ago from Videix, Limousin, South West France

      Excellent advice on curbing costs, but I'd go further still. My husband and I got married in jumpers and jeans. At the last minute our guest list doubled - when my Grandmother and Uncle relocated to live near my parents. I don't regret not having all that fuss and used the money to invest in a house so unless you're so rich you don't have to think about money, my advice is don't throw away hard earned cash on mere fripery. (PS Our wedding worked just as well and we're still married 20 years on!)Congratulations on your win.

    • profile image


      7 years ago

      We have a budget of $12,000, but we're most likely going to come in around 10,000. The vast majority of the expense is the food and drink for the reception. We both have very large families. (Just our parents, siblings, and siblings kids are 35 people!)

    • graceomalley profile image


      7 years ago

      I've suspected some of these wedding averages were inflated: nice to know I'm right. Makes me feel better about not planning a $30,000 wedding. (My daughter's 11, so i have a little time.)

    • Om Paramapoonya profile image

      Om Paramapoonya 

      7 years ago

      Great tips. I agree we shouldn't try to control every single expense. It's more practical to focus on some big expenses and go easy on other minor stuff. Congrats on your win last week. Well-deserved. By the way, I'm writing a hub about wedding too! It's not published yet, though. :)

    • SweetMarie83 profile image

      Marie Landry 

      7 years ago from Ontario, Canada

      Great hub and congrats on the win! Really great tips here, and as you said on my hub, it's interesting that we have some of the same ideas. I guess that comes from going through the experience (you with your daughter, me with my brother) and seeing how to cut costs first-hand. There were a few things I didn't think of and will definitely keep in mind when the day comes to plan my own wedding!

    • Johnny Parker profile image

      Johnny Parker 

      7 years ago from Birkenhead, Wirral, North West England

      Excellent Howard. I've got a daughter getting married soon too. Good luck with your's.

    • Purple Perl profile image

      Purple Perl 

      7 years ago from Bangalore,India

      Wedding Bells anyone! Bookmark this hub! A very useful guide indeed!

      Congrats on the win!

    • stephhicks68 profile image

      Stephanie Hicks 

      7 years ago from Bend, Oregon

      Great graphs and information! I know a lot of friends that have paid for their own weddings and so were extra motivated to keep the budget down. Rated up and congrats to you!

    • oceansnsunsets profile image


      7 years ago from The Midwest, USA

      Thank you for sharing this information, and congratulations on your staff pick win in week two of the contest!

    • Howard S. profile imageAUTHOR

      Howard S. 

      7 years ago from Dallas, Texas, and Asia

      Thanks y'all for your encouragements. That's what helps a new author determine the preferred editorial style. Simone Smith's comments about specific points and features help me know whether certain details are worthwhile. A few months ago, WryLilt talked me into joining. It was Ms Dee who challenged me to take action during the Money Grows on Hubs contest.

      Like everyone who has commented so far, I aspired to write a hub for every day of the contest. I've missed three so far--there's only so much a person knows, and I'm not one to display my ignorance. I was going to skip this one too, but then I realized the odds would be better because there were going to be fewer entries (according to my research, and I believe the final tally was fewer than 26). And then I decided just maybe I could contribute after all. I'm glad I did!

    • shaekelly profile image


      7 years ago from Alabama

      Congratulations on winning this is a great guide, I think i'm going to book mark it

    • Pamela99 profile image

      Pamela Oglesby 

      7 years ago from Sunny Florida

      Congratulations on your win. This is an excellent hub on weddings. The percentage guide was really excellent.

    • K9keystrokes profile image

      India Arnold 

      7 years ago from Northern, California

      Nice work Howard. Love the personal touch you add to wedding saving dos and donts. Congrats on your win!


    • akirchner profile image

      Audrey Kirchner 

      7 years ago from Washington

      I like how you mapped out the percentages! Great job and congrats on your win...welcome by the way to Hubpages!

    • Simone Smith profile image

      Simone Haruko Smith 

      7 years ago from San Francisco

      This is a fantastic guide! I appreciate reading more about your own experience with wedding finances, and find your list of wedding dos and don'ts to be very helpful. My favorite thing is the budget breakdown of different wedding things based on budget- so cool! This is a fabulous Hub. Thank you so much for writing it!


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